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4478 Sutton Allen Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4478 Sutton Allen Rd, Jay, FL 32565 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,200 sqft · built 2022
Lot Size1 acres (43,647 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jul 2018)
Tax Bill$3,431 (2024)
Deeds & MortgagesOct 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-5N-28-0000-00801-0000

Property Details

APN / Parcel Number

Primary APN27-5N-28-0000-00801-0000
Alternative APN
  • N285270000008010000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area5,384 sqft
1st Floor Area1,200 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialMetal
Construction TypeSteel Frame
Roof MaterialMetal
Lot Area43,647 sqft (1 acres)
Lot Dimensions275 ft deep x 159 ft wide
Garage TypeAttached
Garage Area3,200 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4478 SUTTON ALLEN RD
CityJAY
StateFL
Zip32565-2534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2020* PARCEL 2 PER SURVEY PROVIDED COM AT NW CORNER OF SECTION 27 TOWNSHP 5 NORTH RANGE 28 WEST THENCE SOUTH 89*5641 EAST ON NORTH SEC LINE 531.68 FT THN SOUTH 0*2510 WEST 14.77 FT TO S R/W OF ELLIS RD THENCE CONTINUE SOUTHERL
Legal Range28W
Legal Township5N
Legal Section27
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group3
Census Block3026
Census Tract10100

Owner

Source: Santa Rosa County records · APN 27-5N-28-0000-00801-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4478 SUTTON ALLEN RD, JAY, FL 32565-2534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Apr 30, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
UNITED BANK
Jul 31, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleAug 03, 2006 · Amount on Record
Deed Document Number201832631
Deed Book / Page3752 / 1693
Prior Transfer DateFeb 06, 2009
Prior Transfer Doc0028791611
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4478 SUTTON ALLEN RD, JAY, FL 32565-2534
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5650 TOM SAWYER RD, MILTON, FL 32583-1646

Mortgage

Document Number0042000342
DateOct 28, 2021
Book Page4200/342
Instrument202172449
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4478 SUTTON ALLEN RD, JAY, FL 32565-2534
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039451276
DateApr 30, 2020
Book Page3945/1276
Instrument202020530
Lender
NameUNITED BANK
TypeBank
AddressMILTON, FL 32570
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJul 31, 2018
Property Address4478 SUTTON ALLEN RD, JAY, FL 32565-2534
Document Number0037521693
Book / Page003752 / 001693
Instrument DateJul 27, 2018
Instrument32631
Transaction TypeTransfer
Record UpdatedSep 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$315.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 734 MILTON FL 325720734, MILTON, FL 32572-0734

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$334,708 (+2.9%)$357,700 (+9.97%) Land $13,527 Building $344,173
2024$3,431.00 (-9.92%) Homeowner's exemption$325,275 (+2.32%) Land $13,527 Building $311,748$325,275 (+2.32%) Land $13,527 Building $311,748
2023$3,809.00 (+3,909.47%)$317,905 (+3,817.02%) Land $11,723 Building $306,182$317,905 (+3,817.02%) Land $11,723 Building $306,182
2022$95.00$8,116$8,116 Land $8,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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