Hernando County property record for 4478 Burmuda Dr, Hernando Beach, FL 34607
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Feb 2023) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Line of Credit Sep 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0430-0170 |
| Primary APN | R12-223-16-2010-0430-0170 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,700 sqft (0.154 acres) |
|---|
| Account Number | 00158233 |
|---|---|
| Street Address | 4478 BURMUDA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2805 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | GULF COAST RET UNIT 4 BLK 43 LOT 17 OR 309 PG 329 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 43 |
| Legal Lot Number | 17 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9650 EHREN CUTOFF, LAND O LAKES, FL 34639-7135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK |
| Sep 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2005 · Amount on Record |
| Deed Document Number | 202310883 |
| Deed Book / Page | 4270 / 159 |
| Prior Transfer Date | Sep 24, 2019 |
| Prior Transfer Doc | 0037541416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 4478 BURMUDA DR, HERNANDO BEACH, FL 34607-2805 |
| Document Number | 0042700159 |
| Book / Page | 4270 / 159 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023010883 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | LYONS TITLE AND TRUST, LYONS TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6680 SANDALWOOD LN, NAPLES, FL 34109-0508 |
| Name | Verified Name |
|---|---|
| Address | 9650 EHREN CUTOFF, LAND O LAKES, FL 34639-7135 |
| Investor | Possibly a Property Investor |
| Document Number | 0004270161 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 4270/161 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2019 |
| Property Address | 4478 BURMUDA DR, HERNANDO BEACH, FL 34607-2805 |
| Document Number | 0037541416 |
| Book / Page | 003754 / 001416 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 60267 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6680 SANDALWOOD LN NAPLES FL 341090508, NAPLES, FL 34109-0508 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 (+45.79%) | $177,432 (+108.34%) Land $172,860 Building $4,572 | $177,432 (+5.93%) Land $172,860 Building $4,572 |
| 2023 | $85,164 (-31.07%) | ||
| 2022 | $1,815.00 | $123,548 Land $123,548 | $167,500 Land $167,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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