4478 Baldwin St, Hudsonville, MI 49426 Property Records

Ottawa County property record for 4478 Baldwin St, Hudsonville, MI 49426

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,324 sqft · built 1997
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2023)
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-18-334-005`

Property Details

APN / Parcel Number

Primary APN	`70-14-18-334-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,324 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	145 ft deep x 86 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4478 BALDWIN ST
City	HUDSONVILLE
State	MI
Zip	49426-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 251 CHATEAU WEST NO 10
Legal Range	13
Legal Township	5
Legal Section	18
Legal Subdivision	CHATEAU WEST
Legal Block	334
Legal Lot Number	251
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2003
Census Tract	23500

Owner

4478 Baldwin St is owned and occupied by an individual who bought it in June 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	202315109
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	20210005801
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 21, 2023
Property Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Document Number	20230015109
Map Reference	LB 34 PG 67
Instrument Date	Jun 16, 2023
Instrument	2023-0015109
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665

Mortgage

Document Number	20230015110
Date	Jun 21, 2023
Instrument	2023-0015110

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665

Mortgage

Document Number	20220042181
Date	Dec 13, 2022
Instrument	2022-0042181

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170011619
Date	Apr 3, 2017
Instrument	2017-0011619

Lender

Name	AFI FINANCIAL INC
Type	Mortgage Company
Address	BOCA RATON, FL 33428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 1, 2021
Property Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Document Number	20210005801
Map Reference	LB 34 PG 67
Instrument Date	Nov 24, 2020
Instrument	2021-0005801
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665

Mortgage

Document Number	20210005802
Date	Feb 1, 2021
Instrument	2021-0005802

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	4478 BALDWIN ST, HUDSONVILLE, MI 49426-8665
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180020274
Date	Jun 11, 2018
Instrument	2018-0020274

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4478 Baldwin St was $4,093 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Hudsonville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,200 (+8.51%)	$344,400 (+8.51%)
2025	$4,093.00 Homeowner's exemption	$158,700	$317,400
2023		$129,700	$259,400
2022	$2,732.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4478 Baldwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4478 Baldwin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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