Stephens County property record for 4477 Prather Bridge Rd, Toccoa, GA 30577
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1940 |
| Lot Size | 88.4 acres (3,852,011 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 018 |
| Primary APN | 039 018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,852,011 sqft (88.4 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 600 sqft |
| Lean-To | 192 sqft |
| Utility Building | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 476950 |
|---|---|
| Street Address | 4477 PRATHER BRIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AI |
| Legal Description | PRATHER BRIDGE RD |
| Legal Subdivision | 0300 - PRIMARY - AC |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4683 PRATHER BRIDGE RD, TOCCOA, GA 30577-2077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2004 |
| Deed Sale | Oct 18, 2004 |
| Prior Sale | Apr 17, 2002 |
| Prior Transfer Date | Feb 6, 1981 |
| Prior Transfer Doc | 0157000734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 4477 PRATHER BRIDGE RD, TOCCOA, GA 30577-2080 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4477 PRATHER BRIDGE RD, TOCCOA, GA 30577-2080 |
| Document Number | 0013910000000215 |
|---|---|
| Date | Dec 20, 2024 |
| Book Page | 0000001391/0000000215 |
| Name | IRVIN JAMES T |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 1, 2029 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+105.51%) Homeowner's exemption Senior Citizen's exemption | $103,859 (+17.02%) Land $57,672 Building $46,187 | $259,646 (+17.02%) Land $144,179 Building $115,467 |
| 2023 | $817.00 (-66.79%) Homeowner's exemption | $88,753 (+7.4%) Land $57,672 Building $31,081 | $221,882 (+7.4%) Land $144,179 Building $77,703 |
| 2022 | $2,460.00 Homeowner's exemption | $82,636 Land $57,672 Building $24,964 | $206,589 Land $144,179 Building $62,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream DSL | 200 / 20 |
5G and 4G LTE (outdoors only)
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