4477 Elmshaven Dr, Dayton, OH 45424 Property Records

Montgomery County property record for 4477 Elmshaven Dr, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,233 sqft · built 1972
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2021)
Tax Bill	$4,331 (2024)
Deeds & Mortgages	Jan 2021 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I39300208 0014`

Property Details

APN / Parcel Number

Primary APN	`I39300208 0014`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,233 sqft Living Area
1st Floor Area	911 sqft
Basement Area	88 sqft
Unfinished Basement	88 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft
Garage Area	169 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4477 ELMSHAVEN DR
City	DAYTON
State	OH
Zip	45424-4725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	644 FOREST RIDGE 4-4
Legal Subdivision	FOREST RIDGE 4-4
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3000
Census Tract	90304

Owner

4477 Elmshaven Dr is owned and occupied by an individual who bought it in January 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4477 ELMSHAVEN DR, DAYTON, OH 45424-4725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Jul 23, 2009
Deed Document Number	2021-00004427
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 19, 2021
Property Address	4477 ELMSHAVEN DR, DAYTON, OH 45424-4725
Document Number	0000004427
Map Reference	MB 92 PG 53&54
Instrument Date	Dec 18, 2020
Instrument	2021-00004427
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4477 ELMSHAVEN DR, DAYTON, OH 45424-4725

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4477 ELMSHAVEN DR, DAYTON, OH 45424-4725
Document Number	0000068862
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 ELMSHAVEN DR DAYTON OH 454244725, DAYTON, OH 45424-4725

Mortgage

Document Number	0000068862
Date	Dec 9, 2019
Instrument	68862

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 8, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4477 ELMSHAVEN DR, DAYTON, OH 45424-4725
Document Number	0000061416
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4477 ELMSHAVEN DR DAYTON OH 454244725, DAYTON, OH 45424-4725

Mortgage

Document Number	0000061416
Date	Oct 18, 2018
Instrument	61416

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,610 Land $13,720 Building $67,890
2024	$4,331.00 (+2.97%)
2023	$4,206.00 (+15.64%)	$81,610 (+40.01%) Land $13,720 Building $67,890	$233,170 Land $39,200 Building $193,970
2022	$3,637.00	$58,290 Land $9,800 Building $48,490
2020			$166,550 Land $28,000 Building $138,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4477 Elmshaven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4477 Elmshaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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