Delaware County property record for 4476 Winding Oak Dr, Delaware, OH 43015
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,408 sqft · built 2019 |
| Lot Size | 0.399 acres (17,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jun 2020) |
| Tax Bill | $7,785 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-330-03-001-501 |
| Primary APN | 419-330-03-001-501 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,810 sqft |
| Upper Floors Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 17,414 sqft (0.399 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4476 WINDING OAK DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-4116 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 7295 COTTAGES AT HYATTS CONDO |
| Legal Subdivision | COTTAGES AT HYATTS CONDO |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 11432 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4476 WINDING OAK DR, DELAWARE, OH 43015-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 26, 2019 | Grant Deed, Mortgage · Line of Credit S&T BK |
| May 14, 2019 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Deed Document Number | 202022313 |
| Deed Book / Page | 1740 / 197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 25, 2020 |
| Property Address | 4476 WINDING OAK DR, DELAWARE, OH 43015-4116 |
| Document Number | 0000022313 |
| Book / Page | 1740 / 197 |
| Map Reference | OR 1652 PG 728 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 202000022313 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX XO, COLUMBUS, OH 43219 |
| Document Number | 0000022314 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 202000022314 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Dec 26, 2019 |
| Property Address | 4476 WINDING OAK DR, DELAWARE, OH 43015-4116 |
| Book / Page | 001690 / 001586 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 37883 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 140 MILL ST #A GAHANNA OH 432306509, A, GAHANNA, OH 43230-6509 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037883 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 001690/001586 |
| Instrument | 37883 |
| Name | S&T BK |
|---|---|
| Type | Bank |
| Address | 4599 CEMETERY RD, HILLIARD, OH 43026-1102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 25, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 14, 2019 |
| Property Address | 4476 WINDING OAK DR, DELAWARE, OH 43015-4116 |
| Document Number | 0000011573 |
| Book / Page | 001635 / 002449 |
| Instrument Date | May 7, 2019 |
| Instrument | 11573 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,352.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Concord Township |
| Unified School District | Buckeye Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,785.00 (+1.41%) | $171,120 (-) Land $35,350 Building $135,770 | $488,900 (-) Land $101,000 Building $387,900 |
| 2024 | $7,677.00 (+3.66%) Homeowner's exemption | $171,120 (-) Land $35,350 Building $135,770 | |
| 2023 | $7,406.00 Homeowner's exemption | $171,120 Land $35,350 Building $135,770 | $488,900 Land $101,000 Building $387,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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