4476 Schmidler Dr, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 4476 Schmidler Dr, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,549 sqft · built 2013
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$657,000 (Dec 2020)
Tax Bill	$7,616 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-30-007-049.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-007-049.000-018`
Alternative APN	`1709300007049000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,549 sqft Living Area
1st Floor Area	1,716 sqft
2nd Floor Area	1,492 sqft
Basement Area	1,716 sqft
Finished Basement	1,341 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	160 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709300007049000
Street Address	4476 SCHMIDLER DR
City	CARMEL
State	IN
Zip	46074-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .37, SECTION 30, TOWNSHIP 18, RANGE 3, BELLEWOOD, LOT 49, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	30
Legal Subdivision	BELLEWOOD
Legal Lot Number	49
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	110910

Owner

4476 Schmidler Dr is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Mar 14, 2017	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Document Number	2020093215
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075226
Date	Oct 15, 2021
Instrument	2021075226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008573
Date	Mar 11, 2019
Instrument	2019008573

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025388
Date	Jun 17, 2019
Instrument	2019025388

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 6, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 18, 2020
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Document Number	2020093215
Instrument Date	Dec 10, 2020
Instrument	2020093215
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484

Mortgage

Document Number	2020093216
Date	Dec 18, 2020
Instrument	2020093216

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 21, 2020
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Document Number	0000022276
Map Reference	DOC 200500044405
Instrument Date	Apr 17, 2020
Instrument	2020022276
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	TITLE LINK LLC, TITLE LINKS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 N MOONSTONE PL, MCCORDSVILLE, IN 46055-9449
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022277
Date	Apr 21, 2020
Instrument	2020022277

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	4476 SCHMIDLER DR, CARMEL, IN 46074-8484
Document Number	0000014357
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4476 SCHMIDLER DR CARMEL IN 460748484, CARMEL, IN 46074-8484

Mortgage

Document Number	0000014357
Date	Apr 4, 2017
Instrument	14357

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$724,000 (+5.55%) Land $207,500 Building $516,500	$724,000 (+5.55%) Land $207,500 Building $516,500
2024	$7,616.00 (+1.66%)	$685,900 (-0.9%) Land $207,500 Building $478,400	$685,900 (-0.9%) Land $207,500 Building $478,400
2023	$7,492.00 (+15.6%) Homeowner's exemption	$692,100 (+19.08%) Land $207,500 Building $484,600	$692,100 (+19.08%) Land $207,500 Building $484,600
2022	$6,481.00 Homeowner's exemption	$581,200 Land $142,400 Building $438,800	$581,200 Land $142,400 Building $438,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4476 Schmidler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4476 Schmidler Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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