Monroe County property record for 4476 Jj Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,686 sqft · built 1989 |
| Lot Size | 9.35 acres (407,286 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,805 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-100-006-000 |
| Primary APN | 10-12-100-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,686 sqft Building Perimeter |
| 1st Floor Area | 1,414 sqft |
| Upper Floors Area | 272 sqft |
| Basement Area | 1,686 sqft |
| Unfinished Basement | 1,686 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 407,286 sqft (9.35 acres) |
| Garage Area | 892 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 729 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 573 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4476 JJ RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART NE NW 0162348 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4476 JJ RD, WATERLOO, IL 62298-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF WATERLOO |
| Dec 31, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4476 JJ RD, WATERLOO, IL 62298-2720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000405600 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 405600 |
| Name | STATE BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 15, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4476 JJ RD, WATERLOO, IL 62298-2720 |
| Document Number | 0000405599 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4476 JJ RD WATERLOO IL 622982720, WATERLOO, IL 62298-2720 |
| Document Number | 0000405599 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 405599 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 9, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,805.00 (-2.83%) Homeowner's exemption | $124,840 (+19.54%) Land $27,760 Building $97,080 | $374,520 (+19.54%) Land $83,280 Building $291,240 |
| 2024 | $7,003.00 | ||
| 2022 | Additional exemption filed | $104,430 Land $27,760 Building $76,670 | $313,290 Land $83,280 Building $230,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
May also be available: Verizon.
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