Hernando County property record for 4475 Rachel Blvd, Spring Hill, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,157 sqft · built 1994 |
| Lot Size | 0.627 acres (27,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jun 2025) |
| Tax Bill | $5,160 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-3233-0000-0280 |
| Primary APN | R09-223-17-3233-0000-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,157 sqft Living Area |
| Gross Area | 4,841 sqft |
| 1st Floor Area | 3,157 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,293 sqft (0.627 acres) |
| Garage Type | Attached |
| Garage Area | 975 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,710 sqft |
| Patio Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01175347 |
|---|---|
| Street Address | 4475 RACHEL BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRIMROSE LANE LOT 28 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | PRIMROSE LANE |
| Legal Lot Number | 28 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 41502 |
Source: Hernando County records · APN R09-223-17-3233-0000-0280
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4475 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 202544606 |
| Deed Book / Page | 4577 / 1858 |
| Prior Transfer Date | Jul 26, 2016 |
| Prior Transfer Doc | 0033860293 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4475 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034860844 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 3486/0844 |
| Instrument | 2017038818 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 03, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2017 |
| Property Address | 4475 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Document Number | 0035090909 |
| Book / Page | 3509 / 0909 |
| Map Reference | MB23 PG24&25 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 2017054001 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1802 RAULSTON RD, 1802, MARYVILLE, TN 37803-2901 |
| Name | Verified Name |
|---|---|
| Address | 4475 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Document Number | 35090911 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 3509/0911 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,160.00 (+10.21%) | $368,695 (+5.99%) | $604,856 (-0.03%) Land $52,635 Building $552,221 |
| 2023 | $347,868 Land $347,868 | ||
| 2022 | $4,682.00 | $605,037 Land $52,635 Building $552,402 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 51 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024, tidal / storm surge, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Open Infra | Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
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