4475 Osprey Dr, Chipley, FL 32428 Property Records

Washington County property record for 4475 Osprey Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,675 sqft · built 2024
Lot Size1.72 acres (74,923 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Sep 2022)
Tax Bill$3,700 (2025)
Deeds & MortgagesSep 2022 Sale
Flood ZoneZone X (minimal risk)
APN000041510204

Property Details

APN / Parcel Number

Primary APN000041510204
Alternative APN
  • 41510204

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,675 sqft Heated Area
Gross Area4,323 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area74,923 sqft (1.72 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000041510204
Street Address4475 OSPREY DR
CityCHIPLEY
StateFL
Zip32428-5695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-204 LEISURE LAKES 1ST ADD REC PLAT, ORB 1253 P 696
Legal Range15W
Legal Township01N
Legal Section11
Legal SubdivisionLEISURE LAKES 1ST ADD
Legal Block204
Legal Lot NumberB-204
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4475 OSPREY DR, CHIPLEY, FL 32428-5695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Deed Document Number202267007855
Deed Book / Page1253 / 696
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 19, 2022
Property Address4475 OSPREY DR, CHIPLEY, FL 32428-5695
Document Number0067007855
Book / Page1253 / 696
Map ReferenceMB 3 PG 179
Instrument DateSep 16, 2022
Instrument202267007855
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 605, LYNN HAVEN, FL 32444-0605

Transferred To (Grantee/Buyer)

NameVerified Name
Address5138 N STAR AVE, PANAMA CITY, FL 32404-9106

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,700.00 (+758.47%) Homeowner's exemption$308,027 (+818.39%) Land $34,056 Building $273,971$308,027 (+818.39%) Land $34,056 Building $273,971
2024$431.00 (+11.37%)$33,540 (+18.18%) Land $33,540$33,540 (+18.18%) Land $33,540
2023$387.00 (+101.56%)$28,380 (+29.41%) Land $28,380$28,380 (+29.41%) Land $28,380
2022$192.00$21,930 Land $21,930$21,930 Land $21,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osprey Dr

Nearby Streets

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