4475 Old Waco Rd, Temple, TX 76502 Property Records

Bell County property record for 4475 Old Waco Rd, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 3,243 sqft · built 2017
Lot Size0.632 acres (27,530 sqft)
Owner2 Owner Names on Record
Tax Bill$7,370 (2023)
Deeds & MortgagesJun 2019 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0440530700

Property Details

APN / Parcel Number

Primary APN0440530700
Alternative APNs
  • 781304
  • 7429

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Stories2 Stories
Building Area3,243 sqft Living Area
1st Floor Area2,157 sqft
2nd Floor Area1,086 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Lot Area27,530 sqft (0.632 acres)
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number781304
Street Address4475 OLD WACO RD
CityTEMPLE
StateTX
Zip76502-5639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0005BC N CHANCE, 63-7, ACRES .632 63-7,
Legal SubdivisionN CHANCE
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1041
Census Tract20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4475 OLD WACO RD, TEMPLE, TX 76502-5639

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
SYNERGY ONE LENDING
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2014
Deed SaleMay 21, 2014
Deed Document Number201400018069
Last Transfer DateMay 23, 2014
Transfer Doc0000018069
Record UpdatedJun 7, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4475 OLD WACO RD, TEMPLE, TX 76502-5639
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026664
DateJun 20, 2019
Instrument2019-00026664
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address4475 OLD WACO RD, TEMPLE, TX 76502-5639
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043837
DateAug 20, 2020
Instrument2020-00043837
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,370.00 (-30.63%)$772,970 Land $26,443 Building $746,527$772,970 Land $26,443 Building $746,527
2022$10,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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