Hernando County property record for 4475 Neptune Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 4,356 sqft (0.1 acres) |
| Last Sale | $169,900 (2023) |
| Tax Bill | $2,072.00 (2025) |
| Primary APN | R12-223-16-2010-0260-0200 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Account Number | 00156529 |
|---|---|
| Street Address | 4475 NEPTUNE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2944 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | GULF COAST RET UNIT 4 BLK 26 LOT 20 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 26 |
| Legal Lot Number | 20 |
| Legal Unit | 4 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2010-0260-0200
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 3357, SPRING HILL, FL 34611-3357 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDFLORIDA CU |
| Oct 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Deed Doc Number | 2023065253 |
| Deed Book / Page | 4353 / 505 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4475 NEPTUNE DR, HERNANDO BEACH, FL 34607-2944 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2234 ALTA CANADA LN 611, 611, FORT WORTH, TX 76177-8238 |
| Document Number | 0044831477 |
|---|---|
| Date | Oct 25, 2024 |
| Book Page | 4483/1477 |
| Instrument | 2024065916 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 376 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 11, 2023 |
| Property Address | 4475 NEPTUNE DR, HERNANDO BEACH, FL 34607-2944 |
| Document Number | 0043530505 |
| Book / Page | 4353 / 505 |
| Map Reference | MB 6 PG 95 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 2023065253 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2234 ALTA CANADA LN APT 611, 611, FORT WORTH, TX 76177-8238 |
| Document Number | 0004353509 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 4353/509 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 01, 2028 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,072.00 (+27.51%) | $145,200 (+90.39%) Land $145,200 | $145,200 (-3.2%) Land $145,200 |
| 2023 | $76,266 (-31.07%) | ||
| 2022 | $1,625.00 | $110,640 Land $110,640 | $150,000 Land $150,000 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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