4475 N Francis Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 4475 N Francis Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1989
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$59,700 (Apr 2018)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029050-0070`

Property Details

APN / Parcel Number

Primary APN	`029050-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,887 sqft
1st Floor Area	1,487 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	162 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4475 N FRANCIS RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	1-7 PT OF GRANTS TO EDWARD ASHTON LYING E OF R/W OF RD I-95 (EX OR798/1426) OR2457/165 & 4523/1971(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	39
Legal Lot Number	1-7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	20904

Owner

Source: St. Johns County records · APN 029050-0070

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4475 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTLINE FCU
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit COASTLINE FCU
Apr 02, 2018	Quit Claim Deed, Transfer · Conventional Mortgage COASTLINE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2018 · Amount on Record
Deed Sale	Apr 02, 2018 · Amount on Record
Prior Sale	Jun 09, 2005
Deed Document Number	201821226
Deed Book / Page	4523 / 1971
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	0045231971
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4475 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8853
Transaction Type	Mortgage
Record Updated	Nov 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 FRANCIS ST, SAINT AUGUSTINE, FL 32084-0608

Mortgage

Document Number	0053981016
Date	Oct 20, 2021
Book Page	5398/1016
Instrument	2021114291

Lender

Name	COASTLINE FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4475 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8853
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046800637
Date	Feb 14, 2019
Book Page	4680/0637
Instrument	2019010251

Lender

Name	COASTLINE FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 02, 2018
Property Address	4475 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8853
Document Number	0045231971
Book / Page	4523 / 1971
Instrument Date	Mar 26, 2018
Instrument	2018021226
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE CLEARING HOUSE OF HACK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 N FRANCIS RD, SAINT AUGUSTINE, FL 32095-8853

Mortgage

Document Number	2018021227
Date	Apr 02, 2018
Instrument	2018021227

Lender

Name	COASTLINE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,933 (+1.29%)	$272,626 (+1.77%) Land $137,190 Building $135,436
2025	$1,712.00 (+15.83%) Homeowner's exemption	$141,106 (+5.99%)	$267,895 (+3.1%) Land $137,190 Building $130,705
2024	$1,478.00 (+2.35%)
2023	$1,444.00 (+41.85%) Homeowner's exemption	$133,135 (+32.56%)	$259,835 (+61.28%) Land $129,390 Building $130,445
2022	$1,018.00 Homeowner's exemption	$100,434	$161,112 Land $88,984 Building $72,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 9 locations within half a mile of this property.

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