Brevard County property record for 4475 Flood St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1990 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-14-JZ-331-5 |
| Primary APN | 23-35-14-JZ-331-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,786 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 312 sqft |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2304070 |
|---|---|
| Street Address | 4475 FLOOD ST |
| City | COCOA |
| State | FL |
| Zip | 32927-7935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1-9 |
| Legal Description | PORT ST JOHN UNIT 8 LOT 5 BLK 331 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 14 |
| Legal Subdivision | PORT ST JOHN UNIT 8 |
| Legal Block | 331 |
| Legal Lot Number | 5 |
| Legal Unit | 8 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 62108 |
Source: Brevard County records · APN 23-35-14-JZ-331-5
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4475 FLOOD ST, COCOA, FL 32927-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2014 |
| Transfer Doc | 0071881932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4475 FLOOD ST, COCOA, FL 32927-7935 |
| Document Number | 0084932972 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4475 FLOOD ST COCOA FL 329277935, COCOA, FL 32927-7935 |
| Document Number | 0084932972 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 008493/002972 |
| Instrument | 158743 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4475 FLOOD ST, COCOA, FL 32927-7935 |
| Document Number | 0079952300 |
| Book / Page | 007995 / 002300 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4475 FLOOD ST COCOA FL 329277935, COCOA, FL 32927-7935 |
| Document Number | 0079952300 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 007995/002300 |
| Instrument | 204623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4475 FLOOD ST, COCOA, FL 32927-7935 |
| Document Number | 0078052549 |
| Book / Page | 007805 / 002549 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 4475 FLOOD ST COCOA FL 329277935, COCOA, FL 32927-7935 |
| Document Number | 0078052549 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 007805/002549 |
| Instrument | 16736 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,430 (+2.7%) | $307,370 (-1.01%) | |
| 2025 | $2,178.00 (+8.79%) Homeowner's exemption | $151,350 (+58.78%) | $310,500 (+17.36%) |
| 2024 | $2,002.00 (+47.97%) | ||
| 2023 | $1,353.00 (+12%) Homeowner's exemption | $95,320 (+7.91%) | $264,570 (+7.31%) Land $52,000 Building $212,570 |
| 2022 | $1,208.00 Homeowner's exemption | $88,330 | $246,550 Land $46,000 Building $200,550 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090621085, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3050223, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COCOA serves 294,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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