Saginaw County property record for 4475 Elm St, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,275 sqft · built 1949 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-27-0367-000 |
| Primary APN | 27-10-5-27-0367-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Basement Area | 1,275 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 592 sqft |
| Total Buildings | 8 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4475 ELM ST |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 9 BLOCK 9 MORSEVILLE SEC 27 T10N R5E |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 27 |
| Legal Subdivision | MORSEVILLE SUB |
| Legal Block | 9 |
| Legal Lot Number | 7,9 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13000 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4475 ELM ST, BIRCH RUN, MI 48415-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4475 ELM ST, BIRCH RUN, MI 48415-8721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020335 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019020335 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,800 (+26.76%) | $169,600 (+26.76%) | |
| 2025 | $1,612.00 (+20.84%) Homeowner's exemption | ||
| 2023 | $66,900 | $133,800 | |
| 2022 | $1,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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