4475 Ave del Gado, Oceanside, CA 92057 Property Records

San Diego County property record for 4475 Ave del Gado, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1975
Lot Size	0.78 acres (3,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2023)
Tax Bill	$6,321 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-204-21-00`

Property Details

APN / Parcel Number

Primary APN	`158-204-21-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	3,400 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4475 AVENIDA DEL GADO
City	OCEANSIDE
State	CA
Zip	92057-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 180 TR 007885
Legal Subdivision	MISSION HERMOS
Legal Tract	007885
Legal Block	3
Legal Lot Number	180
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2023	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 21, 2018	Deed of Trust, Mortgage · ARM MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Jun 9, 1987 · Amount on Record
Deed Document Number	2023248233
Transfer Doc	0000800874
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2023
Property Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716
Document Number	0000248233
Map Reference	MAP 7885
Instrument Date	Aug 11, 2023
Instrument	2023-0248233
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716

Mortgage

Document Number	0000248234
Date	Sep 13, 2023
Instrument	2023-0248234

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2023
Property Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716
Document Number	0000248232
Map Reference	MAP 7885
Instrument Date	Aug 8, 2023
Instrument	2023-0248232
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716

Mortgage

Document Number	0000800875
Date	Nov 19, 2021
Instrument	2021-0800875

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4475 AVENIDA DEL GADO, OCEANSIDE, CA 92057-6716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343660
Date	Aug 21, 2018
Instrument	2018-0343660

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.87%
Index	5-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,218 (+2%) Land $148,976 Building $423,242
2025	$6,321.00 (+1.95%)	$560,999 (+374.7%) Land $146,055 Building $414,944
2024	$6,200.00 (+385.13%)
2023	$1,278.00 (+1.67%) Homeowner's exemption	$118,180 Land $30,768 Building $87,412
2022	$1,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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