4475 409th Ave NW, Braham, MN 55006 Property Records

Isanti County property record for 4475 409th Ave NW, Braham, MN 55006

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,250 sqft · built 1915
Lot Size1.74 acres (75,794 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Jul 2026)
Tax Bill$2,176 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2026 Sale
Flood ZoneZone X (minimal risk)
APN06.007.2000

Property Details

APN / Parcel Number

Primary APN06.007.2000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,250 sqft Heated Area
1st Floor Area1,136 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1980
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area75,794 sqft (1.74 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area1,320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4475 409TH AVE NW
CityBRAHAM
StateMN
Zip55006-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
Legal DescriptionPT SE/4 OF NW/4: COMM AT A PT ON E/W QTR LINE 303' W OF CENTER OF SEC 7; THEN CONT W ALONG QTR LINE 241.5'; THEN N = WITH N/S
Legal Range024
Legal Township037
Legal Section07
JurisdictionISANTI MN
Township / Civil DivisionMAPLE RIDGE
Census Block Group2
Census Block2010
Census Tract130100

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4475 409TH AVE NW, BRAHAM, MN 55006-3519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
May 11, 2026Warranty Deed, Transfer
WATERMARK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleMay 11, 2026 · Amount on Record
Deed Document Number2026546578
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISANTI MN
Recording DateJul 21, 2026
Property Address4475 409TH AVE NW, BRAHAM, MN 55006-3519
Document Number0000546578
Instrument DateJul 15, 2026
Instrument2026546578
Transaction TypeTransfer
Record UpdatedAug 3, 2026
Title CompanyWATERMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$111,655.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4475 409TH AVE NW, BRAHAM, MN 55006-3519
InvestorPossibly a Property Investor

Mortgage

Document Number0000546578,
DateJul 21, 2026
Instrument2026546578
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISANTI MN
Recording DateMay 11, 2026
Property Address4475 409TH AVE NW, BRAHAM, MN 55006-3519
Document Number0000544811
Instrument DateApr 30, 2026
Instrument2026.544811
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyWATERMARK TITLE

Transaction

AmountAmount Recorded
Tax$71,992.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
County SubdivisionMaple Ridge Township
Unified School DistrictBraham Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,176.00 (-8.49%) Homeowner's exemption$272,000 (-1.16%) Land $48,900 Building $223,100$272,000 (-1.16%) Land $48,900 Building $223,100
2025$275,200 (+1.44%) Land $45,900 Building $229,300$275,200 (+1.44%) Land $45,900 Building $229,300
2023$2,378.00 (+25.42%) Homeowner's exemption$271,300 Land $45,900 Building $225,400$271,300 Land $45,900 Building $225,400
2022$1,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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