Warren County property record for 4474 Stepping Stone Dr, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,391 sqft · built 1998 |
| Lot Size | 0.464 acres (20,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,000 (Jul 2021) |
| Tax Bill | $6,092 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-31-269-003-0 |
| Primary APN | 12-31-269-003-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,391 sqft Living Area |
| 2nd Floor Area | 975 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 20,255 sqft (0.464 acres) |
| Garage Type | Attached |
| Garage Area | 310 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1130366 |
|---|---|
| Old Parcel Number | 1231269003 |
| Street Address | 4474 STEPPING STONE DR |
| City | MASON |
| State | OH |
| Zip | 45040-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLACE 3 LOT# 79 |
| Legal Subdivision | ASHLEY PLACE 3 |
| Legal Block | 269 |
| Legal Lot Number | 79 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 31907 |
4474 Stepping Stone Dr is owned and occupied by an individual who bought it in July 2021.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4474 STEPPING STONE DR, MASON, OH 45040-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Jul 28, 2004 · Amount on File |
| Deed Document Number | 0003612131 |
| Deed Book / Page | 3612 / 131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4474 STEPPING STONE DR, MASON, OH 45040-2946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2021038345 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-038345 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 8, 2021 |
| Property Address | 4474 STEPPING STONE DR, MASON, OH 45040-2946 |
| Document Number | 2021031193 |
| Map Reference | MB 38 PG 93 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-031193 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4474 STEPPING STONE DR, MASON, OH 45040-2946 |
| Document Number | 2021031194 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-031194 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
The 2025 property tax bill for 4474 Stepping Stone Dr was $6,092.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,092.00 | $150,731 Land $35,000 Building $115,731 | $430,660 Land $100,000 Building $330,660 |
| 2023 | $5,564.00 (+1.31%) Homeowner's exemption | $115,672 (-) Land $19,775 Building $95,897 | |
| 2022 | $5,492.00 Homeowner's exemption | $115,672 Land $19,775 Building $95,897 | $330,490 (-) Land $56,500 Building $273,990 |
| 2021 | $330,490 Land $56,500 Building $273,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4474 Stepping Stone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4474 Stepping Stone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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