San Diego County property record for 4474 Pebble Beach Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,191 sqft · built 1986 |
| Lot Size | 0.178 acres (7,735 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jan 2004) |
| Tax Bill | $10,678 (2025) |
| Deeds & Mortgages | May 2026 Sale Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-581-33-00 |
| Primary APN | 157-581-33-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,191 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Lot Area | 7,735 sqft (0.178 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4474 PEBBLE BEACH DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 87 TR 009941 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009941 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 15, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEVEN KENDIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2004 · Amount on Record |
| Deed Sale | Jan 29, 2004 · Amount on Record |
| Prior Sale | Feb 4, 1993 · Amount on Record |
| Deed Document Number | 200472480 |
| Last Transfer Date | Mar 30, 2007 |
| Transfer Doc | 0000231364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2026 |
| Property Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000139662 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026139662 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000035056 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022-0035056 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000555763 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-0555763 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000272969 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4474 PEBBLE BEACH DR OCEANSIDE CA 920575007, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000272969 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 272969 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4474 PEBBLE BEACH DR, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000054020 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4474 PEBBLE BEACH DR OCEANSIDE CA 920575007, OCEANSIDE, CA 92057-5007 |
| Document Number | 0000054020 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 54020 |
| Name | STEVEN KENDIS |
|---|---|
| Address | 825 COLLEGE BLVD # 102-64, OCEANSIDE, CA 92057-6263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $522,063 (+2%) Land $362,548 Building $159,515 | |
| 2025 | $10,678.00 (+2.77%) Homeowner's exemption | $511,828 (+4.04%) Land $355,440 Building $156,388 |
| 2023 | $10,390.00 (+91.06%) Homeowner's exemption | $491,955 Land $341,639 Building $150,316 |
| 2022 | $5,438.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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