4474 Kaipo Rd, Davenport, FL 33897 Property Records

Polk County property record for 4474 Kaipo Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,282 sqft · built 2023
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$746,800 (Jun 2023)
Tax Bill	$7,589 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-13-998016-007730`

Property Details

APN / Parcel Number

Primary APN	`26-25-13-998016-007730`
Alternative APN	`132526998016007730`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,282 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	1,275 sqft
Upper Floors Area	2,007 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	4,800 sqft (0.11 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	308 sqft

Location & Zoning

Street Address	4474 KAIPO RD
City	DAVENPORT
State	FL
Zip	33897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR ISLAND RESORT PHASE 3 PB 192 PGS 1-2 LOT 773
Legal Subdivision	WINDSOR ISLAND RESORT PHASE 3
Legal Block	1
Legal Lot Number	773
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1018
Census Tract	12415

Owner

4474 Kaipo Rd is owned by two individuals who acquired it in August 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2421 WATERSIDE CLOS, LONDON, ON N6G 0
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Deed Document Number	2023152474
Deed Book / Page	12746 / 962
Last Transfer Date	Aug 22, 2023
Transfer Doc	0000213769
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 12, 2023
Property Address	4474 KAIPO RD, DAVENPORT, FL 33897
Document Number	0000213769
Book / Page	12833 / 587
Map Reference	MB 192 PG 1&2
Instrument Date	Aug 22, 2023
Instrument	2023213769
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 WATERSIDE CLOSE, LONDON XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 WATERSIDE CLOSE, LONDON XX

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 29, 2023
Property Address	4474 KAIPO RD, DAVENPORT, FL 33897
Document Number	0000152474
Book / Page	12746 / 962
Map Reference	MB 192 PG 1&2
Instrument Date	Jun 12, 2023
Instrument	2023152474
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,227.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 WATERSIDE CLOSE, LONDON XX

Mortgage

Document Number	0012746964
Date	Jun 29, 2023
Instrument	12746/964

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 4474 Kaipo Rd was $7,589.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,025 (+0.69%) Land $96,000 Building $495,025	$591,025 (+0.69%) Land $96,000 Building $495,025
2025	$7,589.00	$587,000 Land $96,000 Building $491,000	$587,000 Land $96,000 Building $491,000
2023	$3,138.00 (+368.36%)	$94,000 (+792.01%) Land $94,000	$94,000 (+792.01%) Land $94,000
2022	$670.00	$10,538 Land $10,538	$10,538 Land $10,538

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4474 Kaipo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4474 Kaipo Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications, T-Mobile, Xfinity.

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