4474 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4474 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,239 sqft · built 2016
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$2,457 (2026)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03 81 1 16C

Property Details

APN / Parcel Number

Primary APN03 81 1 16C
Alternative APN
  • 160471

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,239 sqft Heated Area
Gross Area2,695 sqft
1st Floor Area2,239 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area41 sqft
Deck Area14 sqft
Patio Area415 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number160471
Street Address4474 HORSESHOE BEND RD
CityHUDSON
StateNC
Zip28638-8850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1909 PG 40 YR 2016 ST 14.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group4
Census Block4032
Census Tract30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4474 HORSESHOE BEND RD, HUDSON, NC 28638-8850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 29, 2016
Transfer Doc0019090040
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address4474 HORSESHOE BEND RD, HUDSON, NC 28638-8850
Document Number0010010944
Instrument DateApr 28, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4474 HORSESHOE BEND RD HUDSON NC 286388850, HUDSON, NC 28638-8850

Mortgage

Document Number0010010944
DateMay 1, 2017
Book Page001918/000201
Instrument10010944
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,457.00 (-4.51%)$377,600 (-) Land $25,300 Building $352,300
2025$2,573.00 (+47.53%)$377,600 (+77.19%) Land $25,300 Building $352,300$377,600 (+77.19%) Land $25,300 Building $352,300
2024$1,744.00 (+4.56%)
2023$213,100 (-) Land $21,500 Building $191,600$213,100 (-) Land $21,500 Building $191,600
2022$1,668.00$213,100 Land $21,500 Building $191,600$213,100 Land $21,500 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBATON WATER CORPORATION
private · serves 7,874 people · EPA ID NC0114025
Water SourcePurchased surface water from CITY OF LENOIR
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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