4472 Kendall Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 4472 Kendall Rd, Winnebago, IL 61088

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 6,324 sqft · built 2015
Lot Size	5.18 acres (226,076 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,610 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1430300007`

Property Details

APN / Parcel Number

Primary APN	`1430300007`
Alternative APN	`534 503`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,324 sqft Living Area
1st Floor Area	1,581 sqft
Basement Area	1,581 sqft
Finished Basement	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	226,076 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4472 KENDALL RD
City	WINNEBAGO
State	IL
Zip	61088-9104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COMM SW COR SW1/4 SEC 30-26-11 TH 88 FT TO POB TH N 250 FT E 822.48 FT S 403FT W 230.82 FT N 153 FT W 591.66 FT TO POB PT SW1/4 SEC 30-26-11 & PT NW 1/
Legal Range	11
Legal Township	26
Legal Section	30
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	4
Census Block	4030
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN STATE BANK
Oct 28, 2020	Quit Claim Deed, Transfer INGEO
Jun 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 27, 2020
Transfer Doc	0001032741
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 1, 2026
Property Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Document Number	0000023121
Instrument Date	Aug 21, 2026
Instrument	202623121
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023121,
Date	Sep 1, 2026
Instrument	202623121

Lender

Name	FORESIGHT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004552
Date	Feb 5, 2021
Instrument	2104552

Lender

Name	GERMAN AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 28, 2020
Property Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Document Number	0001032741
Instrument Date	Oct 27, 2020
Instrument	1032741
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	INGEO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4472 KENDALL RD WINNEBAGO IL 610889104, WINNEBAGO, IL 61088-9104

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 14, 2018
Property Address	4472 KENDALL RD, WINNEBAGO, IL 61088-9104
Document Number	0001016588
Instrument Date	Jun 14, 2018
Instrument	1016588
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4767 OSBORNE RD WINNEBAGO IL 610889438, WINNEBAGO, IL 61088-9438

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,610.00	$169,094 (+31.49%) Land $15,277 Building $153,817	$507,282 (+31.49%) Land $45,831 Building $461,451
2022		$128,602 Land $11,736 Building $116,866	$385,806 Land $35,208 Building $350,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AaroBand Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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