Lonoke County property record for 4471 Hwy 38, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,820 sqft · built 2016 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Mar 2016) |
| Tax Bill | $4,041 (2024) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-09184-004 |
| Primary APN | 001-09184-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,820 sqft Living Area |
| 1st Floor Area | 2,620 sqft |
| Upper Floors Area | 1,200 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 1,075 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 532 sqft |
| Patio Area | 300 sqft |
| Utility Building | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4471 HIGHWAY 38 |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 NW SE |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 10 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20103 |
Source: Lonoke County records · APN 001-09184-004
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4471 HIGHWAY 38, WARD, AR 72176-8523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2016 · Amount on Record |
| Deed Sale | Mar 02, 2016 · Amount on Record |
| Deed Document Number | 0201601989 |
| Deed Book / Page | 2016 / 01989 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 4471 HIGHWAY 38, WARD, AR 72176-8523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007297 |
|---|---|
| Date | Aug 07, 2025 |
| Book Page | 2025/7297 |
| Instrument | 2025-07297 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 4471 HIGHWAY 38, WARD, AR 72176-8523 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | MERIDIAN NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012064 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 2020/12064 |
| Instrument | 2020-12064 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2045 |
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,950 (-) Land $10,000 Building $88,950 | ||
| 2024 | $4,041.00 (-0.47%) | ||
| 2023 | $4,060.00 Homeowner's exemption | $98,950 Land $10,000 Building $88,950 | $494,750 Land $50,000 Building $444,750 |
Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 42% of the US · above 47% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 80 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system AR0001076, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LONOKE WHITE PUBLIC WATER AUTHORITY serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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