4470 Sunset Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 4470 Sunset Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,300 sqft
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Sep 2025)
Tax Bill	$5,442 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032G0-1A-02-04500`

Property Details

APN / Parcel Number

Primary APN	`032G0-1A-02-04500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,300 sqft Finished Area
Basement Area	1,110 sqft
Finished Basement	1,037 sqft
Unfinished Basement	473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	4,095 sqft (0.094 acres)
View / Lot	Proximity to Airport
Garage Area	440 sqft
Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4470 SUNSET DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	BRIARWOOD PH 1A-2 45
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2005
Census Tract	10201

Owner

4470 Sunset Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Sep 30, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 22, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN
Mar 13, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20259135
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005487/713
Date	Mar 1, 2021
Book Page	5487/713
Instrument	2021-00003456

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 30, 2025
Property Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Document Number	202500009135
Map Reference	MB 4487 PG 111-123
Instrument Date	Sep 18, 2025
Instrument	202500009135
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402

Mortgage

Document Number	202500009136
Date	Sep 30, 2025
Instrument	202500009136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Document Number	0000001690
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4470 SUNSET DR CHARLOTTESVILLE VA 229112402, CHARLOTTESVILLE, VA 22911-2402

Mortgage

Document Number	0000001690
Date	Feb 13, 2020
Book Page	005276/000646
Instrument	1690

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate	3.37%

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 22, 2018
Property Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Document Number	0000006900
Book / Page	005063 / 000235
Instrument Date	Jun 13, 2018
Instrument	6900
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 10, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4470 SUNSET DR CHARLOTTESVILLE VA 22911, CHARLOTTESVILLE, VA 22911

Mortgage

Document Number	6901
Date	Jun 22, 2018
Book Page	005063/000239
Instrument	6901

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 13, 2018
Property Address	4470 SUNSET DR, CHARLOTTESVILLE, VA 22911-2402
Document Number	0000002485
Book / Page	005021 / 000784
Instrument Date	Mar 7, 2018
Instrument	2485
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$237.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4470 Sunset Dr was $5,442, up 16.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,442.00 (+16.18%)	$608,700 (+16.16%) Land $150,000 Building $458,700	$608,700 (+16.16%) Land $150,000 Building $458,700
2025	$4,684.00	$524,000 Land $130,000 Building $394,000	$524,000 Land $130,000 Building $394,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4470 Sunset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4470 Sunset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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