Roanoke County property record for 4470 Summerset Dr, Roanoke, VA 24018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,081 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,950 (Jun 2020) |
| Tax Bill | $4,221 (2026) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097.07-02-56 |
| Primary APN | 097.07-02-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,081 sqft Finished Area |
| Gross Area | 3,148 sqft |
| 1st Floor Area | 1,155 sqft |
| Basement Area | 876 sqft |
| Finished Basement | 438 sqft |
| Unfinished Basement | 438 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 47 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 000043850 |
|---|---|
| Street Address | 4470 SUMMERSET DR |
| City | ROANOKE |
| State | VA |
| Zip | 24018-9092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 30A BLK 1 SEC 3 BRANDERWOOD |
| Legal Subdivision | BRANDERWOOD |
| Legal Block | 1 |
| Legal Lot Number | 30A |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30900 |
4470 Summerset Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Roanoke County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP |
| Aug 6, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU |
| Jun 5, 2020 | Grant Deed, Transfer · Conventional with PMI PINNACLE BK |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATL BK & TR CO |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Apr 30, 2018 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 20205871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Document Number | 0000008462 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 202208462 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 11386 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 202111386 |
| Name | MEMBER ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Jun 5, 2020 |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Document Number | 0000005871 |
| Instrument Date | May 29, 2020 |
| Instrument | 5871 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4470 SUMMERSET DR ROANOKE VA 240189092, ROANOKE, VA 24018-9092 |
| Document Number | 5872 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 5872 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Document Number | 0000008662 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4470 SUMMERSET DR ROANOKE VA 240189092, ROANOKE, VA 24018-9092 |
| Document Number | 0000008662 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 8662 |
| Name | AMERICAN NATL BK & TR CO |
|---|---|
| Address | DANVILLE, VA 24543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Document Number | 0000005224 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4470 SUMMERSET DR ROANOKE VA 240189092, ROANOKE, VA 24018-9092 |
| Document Number | 0000005224 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 5224 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 4, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Apr 30, 2018 |
| Property Address | 4470 SUMMERSET DR, ROANOKE, VA 24018-9092 |
| Document Number | 0000003977 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 3977 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4470 SUMMERSET DR ROANOKE VA 240189092, ROANOKE, VA 24018-9092 |
| Document Number | 3978 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 3978 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2033 |
The 2026 property tax bill for 4470 Summerset Dr was $4,221.
Source: Roanoke County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,221.00 | $409,900 Land $69,000 Building $340,900 | $409,900 Land $69,000 Building $340,900 |
| 2023 | $3,514.00 | $331,600 Land $62,100 Building $269,500 | $331,600 Land $62,100 Building $269,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4470 Summerset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4470 Summerset Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 74% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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