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4470 SE Roaring Brook Way, Stuart, FL 34997 Property Records

Martin County property record for 4470 SE Roaring Brook Way, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 1.5 ba · 1,131 sqft · built 1980
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Nov 2022)
Tax Bill$3,051 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-38-41-004-000-0151.1-6-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-004-000-0151.1-6-0000
Alternative APNs
  • 40-38-41-004-000-01511-6
  • 36238

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Units3 Units
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,530 sqft (0.104 acres)
PorchOpen Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36238
Street Address4470 SE ROARING BROOK WAY
CitySTUART
StateFL
Zip34997-5526
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE 2A S 38 FT OF LOT 151
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE
Legal Block2
Legal Lot Number151
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2010
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4470 SE ROARING BROOK WAY, STUART, FL 34997-5526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Prior SaleApr 1, 1986 · Amount on Record
Deed Document Number20222989160
Deed Book / Page3345 / 2191
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 14, 2022
Property Address4470 SE ROARING BROOK WAY, STUART, FL 34997-5526
Document Number0033452191
Book / Page3345 / 2191
Map ReferenceMB 8 PG 20
Instrument DateNov 1, 2022
Instrument2989160
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyVESTA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 SW WILLOW LN, PALM CITY, FL 34990-1814

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 TREASURE CAY DR APT 305, 305, FORT PIERCE, FL 34947-5206

Mortgage

Document Number0033452196
DateNov 14, 2022
Instrument3345/2196
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Mortgage

Document Number0033452208
DateNov 14, 2022
Book Page3345/2208
Instrument2989163
Lender
NameACOPIA LLC
TypeMortgage Company
AddressCEDAR HILL, TN 37032
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,051.00 (-1.42%) Additional exemption filed$206,120 (+11.96%) Land $130,000 Building $76,120$206,120 (+11.96%) Land $130,000 Building $76,120
2024$3,095.00 (-11.5%)
2023$3,497.00 (+54.67%)$184,100 (+96.98%) Land $110,000 Building $74,100$184,100 (+28.54%) Land $110,000 Building $74,100
2022$2,261.00$93,461$143,220 Land $89,680 Building $53,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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