4470 Ludlow St, Boulder, CO 80305 Property Records

Boulder County property record for 4470 Ludlow St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,292 sqft · built 1967
Lot Size	0.204 acres (8,867 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Jul 1978)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	May 2020 Reverse Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1577-08-4-04-014`

Property Details

APN / Parcel Number

Primary APN	`1577-08-4-04-014`
Alternative APNs	`R0013305` `0013305`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,292 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,524 sqft
Basement Area	864 sqft
Finished Basement	768 sqft
Unfinished Basement	96 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	8,867 sqft (0.204 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013305
Street Address	4470 LUDLOW ST
City	BOULDER
State	CO
Zip	80305-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 24 TABLE MESA 2
Legal Range	70
Legal Township	1S
Legal Section	08
Legal Subdivision	TABLE MESA 2
Legal Block	24
Legal Lot Number	14
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1018
Census Tract	12509

Owner

4470 Ludlow St is owned and occupied by two individuals who bought it in July 1978.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4470 LUDLOW ST, BOULDER, CO 80305-6621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 1978 · Amount on File
Deed Sale	Jul 5, 1978 · Amount on File
Prior Sale	Mar 19, 1974 · Amount on File
Deed Document Number	1978287076
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4470 LUDLOW ST, BOULDER, CO 80305-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003783620
Date	May 12, 2020
Instrument	3783620

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	837 Months
Due	Feb 14, 2090

Interest

Rate Type	Adjustable Rate
Rate	3.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	4470 LUDLOW ST, BOULDER, CO 80305-6621
Document Number	0003783621
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 LUDLOW ST BOULDER CO 803056621, BOULDER, CO 80305-6621

Mortgage

Document Number	0003783621
Date	May 12, 2020
Instrument	3783621

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	May 11, 2090

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 4470 Ludlow St was $6,492.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,119 (+2.4%) Land $60,799 Building $15,320	$1,189,400 (-) Land $964,100 Building $225,300
2025	$6,492.00	$74,337 Land $60,256 Building $14,081	$1,189,400 Land $964,100 Building $225,300
2023	$5,764.00 (+7.32%)	$77,138 (+19.05%) Land $46,284 Building $30,854	$1,151,300 (+23.49%) Land $690,800 Building $460,500
2022	$5,371.00	$64,795 Land $50,867 Building $13,928	$932,300 Land $731,900 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4470 Ludlow St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4470 Ludlow St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Ludlow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures