4470 Cobblestone Way, Rhinelander, WI 54501 Property Records

Oneida County property record for 4470 Cobblestone Way, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jun 2026)
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PE 1829`

Property Details

APN / Parcel Number

Primary APN	`PE 1829`

Exterior

Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Street Address	4470 COBBLESTONE WAY
City	RHINELANDER
State	WI
Zip	54501-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 835466/824874 SAND SHORES OF CLEAR LAKE LOT 3
Legal Subdivision	ONEIDE COUNTY CERTIFIED
Jurisdiction	ONEIDA WI
Township / Civil Division	PELICAN
Census Block Group	2
Census Block	2111
Census Tract	970400

Owner

4470 Cobblestone Way is owned by two individuals who bought it in June 2026.

Source: Oneida County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 ADAMS ST, MADISON, WI 53711-2148
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2023	Deed of Trust, Mortgage · Construction Mortgage NICOLET NATIONAL BANK
Jul 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Deed Document Number	2026872759
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jun 30, 2026
Property Address	4470 COBBLESTONE WAY, RHINELANDER, WI 54501-7824
Document Number	0000872759
Instrument Date	Jun 16, 2026
Instrument	2026872759
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$57,539.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2010 ADAMS ST, MADISON, WI 53711-2148

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NORTHWOOD TITLE, NORTHWOODS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 ADAMS ST, MADISON, WI 53711-2148

Mortgage

Document Number	0000846612
Date	Sep 22, 2023
Instrument	846612

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 14, 2022
Property Address	RHINELANDER, WI 54501
Document Number	0000835466
Map Reference	DOC 831228
Instrument Date	Jul 8, 2022
Instrument	835466
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10, DE SOTO, WI 54624-0010

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4470 Cobblestone Way was $6,616.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Pelican Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,616.00	$404,800 Land $112,300 Building $292,500	$624,753 Land $173,320 Building $451,433
2023	$1,313.00	$90,200 Land $90,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4470 Cobblestone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4470 Cobblestone Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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