447 Xavier Ct, Valley Park, MO 63088 Property Records

St. Louis County property record for 447 Xavier Ct, Valley Park, MO 63088

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,984 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2022)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26Q-44-0370`

Property Details

APN / Parcel Number

Primary APN	`26Q-44-0370`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,090 sqft
Basement Area	433 sqft
Finished Basement	433 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	53 ft deep x 53 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	122 sqft
Patio Area	289 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	447 XAVIER CT
City	VALLEY PARK
State	MO
Zip	63088-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	58PDR
Legal Description	MISSION HILLS ESTATES LOT 312
Legal Subdivision	MISSION HILLS ESTATES
Legal Lot Number	312
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2002
Census Tract	218102

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 XAVIER CT, VALLEY PARK, MO 63088-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	202224293
Deed Book / Page	25356 / 1528
Prior Transfer Date	Sep 21, 1998
Prior Transfer Doc	0000000583
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Feb 4, 2022
Property Address	447 XAVIER CT, VALLEY PARK, MO 63088-2323
Document Number	0253561528
Book / Page	25356 / 1528
Map Reference	MB 320 PG 54
Instrument Date	Jan 31, 2022
Instrument	2022020400293
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 STONE BEND TRL, 629, WENTZVILLE, MO 63385-3188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 XAVIER CT, VALLEY PARK, MO 63088-2323

Mortgage

Document Number	2022020400294
Date	Feb 4, 2022
Instrument	2022020400294

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	447 XAVIER CT, VALLEY PARK, MO 63088-2323
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 XAVIER CT, VALLEY PARK, MO 63088-2323

Mortgage

Document Number	0249581896
Date	Jun 30, 2021
Book Page	24958/1896
Instrument	2021063000793

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Valley Park City
Unified School District	Valley Park School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,640 (-) Land $17,540 Building $36,100	$282,300 (-) Land $92,300 Building $190,000
2025	$4,258.00 (+9.21%)	$53,640 (+15.53%) Land $17,540 Building $36,100	$282,300 (+15.51%) Land $92,300 Building $190,000
2024	$3,899.00 (+0.72%)
2023	$3,871.00 (+3.14%)	$46,430 (+13.52%) Land $12,270 Building $34,160	$244,400 (+13.52%) Land $64,600 Building $179,800
2022	$3,753.00	$40,900 Land $12,270 Building $28,630
2021			$215,300 Land $64,600 Building $150,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	112 (1979–2017)
Claims Outside the SFHA	2 of 112
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 35 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 3 claims Severe Storms & Flooding, Oct 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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