447 Water Rd, Ocala, FL 34472 Property Records

Marion County property record for 447 Water Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Dec 2021)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9047-1530-06`

Property Details

APN / Parcel Number

Primary APN	`9047-1530-06`
Alternative APNs	`1494591000` `1494591`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,312 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	447 WATER RD
City	OCALA
State	FL
Zip	34472-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 339 SILVER SPRINGS SHORES UNIT 47 BLK 1530 LOT 6
Legal Range	23E
Legal Township	16S
Legal Section	16
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	1530
Legal Lot Number	6
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1033
Census Tract	1204

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 WATER RD, OCALA, FL 34472-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed, Transfer · FHA Mortgage FIRST SAVINGS BANK
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU
Jun 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Oct 12, 2015 · Amount on Record
Deed Document Number	2021179669
Deed Book / Page	7660 / 1057
Prior Transfer Date	Jun 13, 2017
Prior Transfer Doc	0065940256
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION FL
Recording Date	Dec 29, 2021
Property Address	447 WATER RD, OCALA, FL 34472-2923
Document Number	0076601057
Book / Page	7660 / 1057
Map Reference	MB J PG 339-341
Instrument Date	Dec 28, 2021
Instrument	2021179669
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8686 SW 97TH LANE RD, 8686, OCALA, FL 34481-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 WATER RD, OCALA, FL 34472-2923

Mortgage

Document Number	0076601059
Date	Dec 29, 2021
Instrument	7660/1059

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	447 WATER RD, OCALA, FL 34472-2923
Document Number	0069020419
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8686 SW 97TH LANE RD #A OCALA FL 344819357, A, OCALA, FL 34481-9357

Mortgage

Document Number	0069020419
Date	Jan 22, 2019
Book Page	006902/000419
Instrument	6866

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Jun 14, 2017
Property Address	447 WATER RD, OCALA, FL 34472-2923
Document Number	0065940256
Book / Page	006594 / 000256
Instrument Date	Jun 13, 2017
Instrument	53832
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8686 SW 97TH LANE RD #A OCALA FL 344819357, A, OCALA, FL 34481-9357

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (+15.13%) Homeowner's exemption	$141,784 (+5.99%)	$157,402 (-3.3%) Land $27,000 Building $130,402
2023	$2,082.00 (+3.17%) Homeowner's exemption	$133,775 (+3%) Land $19,000 Building $114,775	$162,781 (+25.33%) Land $19,000 Building $143,781
2022	$2,018.00 Homeowner's exemption	$129,879 Land $14,000 Building $115,879	$129,879 Land $14,000 Building $115,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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