447 W Cook St, Springfield, IL 62704 Property Records

Sangamon County property record for 447 W Cook St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.103 acres (4,493 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2026)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-254-026`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-254-026`
Alternative APN	`14330254026 (CHECK DIGIT = 3)`

Exterior

Lot Area	4,493 sqft (0.103 acres)

Location & Zoning

Account Number	14330254026
Street Address	447 W COOK ST
City	SPRINGFIELD
State	IL
Zip	62704-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 12 WM. YATES ADDN
Legal Subdivision	WM. YATES ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1000
Census Tract	1900

Owner

447 W Cook St is owned and occupied by an individual who bought it in June 2026.

Source: Sangamon County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage WARREN BOYNTON STATE BANK
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage WARREN BOYNTON STATE BANK
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Dec 26, 2023	Warranty Deed, Transfer · Commercial Mortgage ALLIANCE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Dec 26, 2023 · Amount on File
Deed Document Number	202611005
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	Jun 22, 2026
Property Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	0000011006
Instrument Date	Jun 22, 2026
Instrument	202611006
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533

Mortgage

Document Number	0000011006,
Date	Jun 22, 2026
Instrument	202611006

Lender

Name	WARREN BOYNTON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.16%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 22, 2026
Property Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	0000011005
Instrument Date	Jun 22, 2026
Instrument	202611005
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,392.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533

Mortgage

Document Number	0000011006,
Date	Jun 22, 2026
Instrument	202611006

Lender

Name	WARREN BOYNTON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.16%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R16392
Date	Jun 29, 2017
Instrument	2017R16392

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 26, 2023
Property Address	447 W COOK ST, SPRINGFIELD, IL 62704-2533
Document Number	2023R23350
Instrument Date	Dec 22, 2023
Instrument	2023R23350
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 ROBBINS RD, SPRINGFIELD, IL 62704-6587

Mortgage

Document Number	2023R23351
Date	Dec 26, 2023
Instrument	2023R23351

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 447 W Cook St was $2,269.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00	$28,035 Land $4,248 Building $23,787	$84,105 Land $12,744 Building $71,361
2022	$1,492.00 Homeowner's exemption	$22,655 Land $3,433 Building $19,222	$67,965 Land $10,299 Building $57,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 447 W Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 447 W Cook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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