447 Third Ave, Valley Head, AL 35989 Property Records

DeKalb County property record for 447 Third Ave, Valley Head, AL 35989

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,263 sqft · built 1970
Lot Size	0.964 acres (42,000 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2021)
Tax Bill	$422 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-32-0-003-043.000`

Property Details

APN / Parcel Number

Primary APN	`10-09-32-0-003-043.000`
Alternative APNs	`159588` `9278`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,000 sqft (0.964 acres)
Lot Dimensions	140 ft deep x 300 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	76 sqft
Utility Building	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	159588
Street Address	447 THIRD AVE
City	VALLEY HEAD
State	AL
Zip	35989-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J W ELLIS SUB BLK KLOTS 15 THRU 20S32 T5S R10E VALLEY HEAD
Legal Range	10E
Legal Township	05S
Legal Section	32
Legal Subdivision	J W ELLIS SUB
Legal Block	K
Legal Lot Number	15-20
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	1
Census Block	1096
Census Tract	961400

Owner

Source: DeKalb County records · APN 10-09-32-0-003-043.000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MERIT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Oct 01, 2008 · Amount on Record
Deed Book / Page	3001 / 4720
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	03001/4720
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133

Mortgage

Document Number	5005/18011
Date	Oct 09, 2025
Book Page	5005/18011

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 01, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5002/20987
Date	Dec 27, 2022
Book Page	5002/20987

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jul 23, 2021
Property Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133
Document Number	03001/4720
Book / Page	3001 / 4720
Map Reference	MB 1 PG 181
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 CHEROKEE DR SW, FORT PAYNE, AL 35967-1846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 THIRD AVE, VALLEY HEAD, AL 35989-4133

Mortgage

Document Number	0500114937
Date	Jul 23, 2021
Instrument	5001/14937

Lender

Name	MERIT BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Valley Head Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$422.00 (+23.75%) Homeowner's exemption	$11,780 (+20.45%) Land $1,200 Building $10,580	$144,200 (+47.59%) Land $14,700 Building $129,500
2023	$341.00 (-3.4%)	$9,780 (+12.16%)	$97,700 (+12.02%) Land $14,700 Building $83,000
2022	$353.00	$8,720 Land $880 Building $7,840	$87,220 Land $8,820 Building $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative.

Based on FCC filings for 46 locations within half a mile of this property.

Nearby Properties on Third Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures