447 Talisi Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 447 Talisi Loop, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$387,000 (Dec 2025)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-25-31-5038-0001-2850`

Property Details

APN / Parcel Number

Primary APN	`28-25-31-5038-0001-2850`
Alternative APN	`253128503800012850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,395 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	447 TALISI LOOP
City	SAINT CLOUD
State	FL
Zip	34771-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERLY PH 3 PB 31 PGS 120-122 LOT 285
Legal Subdivision	SUMMERLY PHASE 3
Legal Lot Number	285
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

447 Talisi Loop is owned by a company that bought it in December 2025.

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7816 SOUTHSIDE BLVD, 112, JACKSONVILLE, FL 32256-7044
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 30, 2025	Special Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Dec 10, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 29, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 17, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	2025157994
Deed Book / Page	6900 / 266
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0068910095
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 10, 2025
Property Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number	0068910097
Book / Page	6891 / 97
Map Reference	MB 31 PG 120-122
Instrument Date	Dec 9, 2025
Instrument	2025150473
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984
Investor	Possibly a Property Investor

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 30, 2025
Property Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number	0069000266
Book / Page	6900 / 266
Map Reference	MB 31 PG 120-122
Instrument Date	Oct 1, 2025
Instrument	2025157994
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 SOUTHSIDE BLVD APT 112, 112, JACKSONVILLE, FL 32256-7044

Mortgage

Document Number	0006900268
Date	Dec 30, 2025
Instrument	6900/268

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 10, 2025
Property Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number	0068910095
Book / Page	6891 / 95
Map Reference	MB 31 PG 120-122
Instrument Date	Jun 26, 2025
Instrument	2025150472
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 29, 2025
Property Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number	0067942543
Book / Page	6794 / 2543
Map Reference	MB 31 PG 120
Instrument Date	May 24, 2025
Instrument	2025067197
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 17, 2023
Property Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number	0064410471
Book / Page	6441 / 471
Map Reference	MB 31 PG 120-122
Instrument Date	Jul 13, 2023
Instrument	2023091345
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	447 TALISI LOOP, SAINT CLOUD, FL 34771-9161

Mortgage

Document Number	0006441474
Date	Jul 17, 2023
Instrument	6441/474

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 447 Talisi Loop was $5,193, down 1.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00 (-1.94%)	$364,300 Land $78,800 Building $285,500	$364,300 Land $78,800 Building $285,500
2024	$5,296.00 (+221.36%)
2023	$1,648.00 (+96.66%)	$73,500 (+22.5%) Land $73,500	$73,500 (+22.5%) Land $73,500
2022	$838.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 447 Talisi Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Talisi Loop is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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