447 Susan Ln, Lowgap, NC 27024 Property Records

Surry County property record for 447 Susan Ln, Lowgap, NC 27024

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$873 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4051-00-72-7442`

Property Details

APN / Parcel Number

Primary APN	`4051-00-72-7442`
Alternative APNs	`100112835` `100125450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	624 sqft
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100125450
Street Address	447 SUSAN LN
City	LOWGAP
State	NC
Zip	27024-9266
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	930803

Owner

Source: Surry County assessment roll, APN 4051-00-72-7442, as of November 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	447 SUSAN LN, LOWGAP, NC 27024-9266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Dec 22, 2022	Quit Claim Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP
Feb 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2026
Deed Sale	Apr 08, 2026
Prior Sale	Dec 22, 2022
Deed Document Number	2026732755
Deed Book / Page	1969 / 801
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	001840/504
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 08, 2026
Property Address	447 SUSAN LN, LOWGAP, NC 27024-9266
Document Number	0000732755
Book / Page	1969 / 801
Instrument Date	Apr 03, 2026
Instrument	2026732755
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SUSAN LN, LOWGAP, NC 27024-9266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000732756,
Date	Apr 08, 2026
Instrument	2026732756

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY NC
Recording Date	Dec 22, 2022
Property Address	447 SUSAN LN, LOWGAP, NC 27024-9266
Document Number	001840/504
Book / Page	1840 / 504
Instrument Date	Dec 19, 2022
Instrument	701911
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SUSAN LN, LOWGAP, NC 27024-9266

Mortgage

Document Number	0000701912
Date	Dec 22, 2022
Instrument	701912

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 22, 2019
Property Address	447 SUSAN LN, LOWGAP, NC 27024-9266
Document Number	1660/655
Book / Page	1660 / 655
Instrument Date	Feb 21, 2019
Instrument	661212
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SUSAN LN, LOWGAP, NC 27024-9266

Tax Assessment & Valuation

Source: Surry County assessment roll as of November 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (+1,458.93%)	$136,300 (+47.13%) Land $6,750 Building $129,550	$136,300 (+47.13%) Land $6,750 Building $129,550
2023	$56.00	$92,640 Land $6,750 Building $85,890	$92,640 Land $6,750 Building $85,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), as of January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surry Telephone Membership Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

4G LTE only, no 5G reported

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