447 Stege Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 447 Stege Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,709 sqft · built 2017
Lot Size	0.078 acres (3,383 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Sep 2022)
Tax Bill	$11,010 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`513-161-013`

Property Details

APN / Parcel Number

Primary APN	`513-161-013`
Alternative APN	`513-161-013-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	963 sqft
Basement Area	746 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	3,383 sqft (0.078 acres)
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	447 STEGE AVE
City	RICHMOND
State	CA
Zip	94804-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2 CD
Legal Description	PULLMAN TOWNSITE LOT 24 BLK 1
Legal Subdivision	PULLMAN TOWN-SITE
Legal Block	1
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4024
Census Tract	381000

Owner

447 Stege Ave is owner-occupied and held in a trust since January 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	447 STEGE AVE, RICHMOND, CA 94804-3159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 12, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Apr 25, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	2022138395
Last Transfer Date	Jan 17, 2025
Transfer Doc	0000008536
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	447 STEGE AVE, RICHMOND, CA 94804-3159
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044494
Date	Mar 9, 2020
Instrument	2020-044494

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2048

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 12, 2022
Property Address	447 STEGE AVE, RICHMOND, CA 94804-3159
Document Number	0000138395
Map Reference	MB 2 PG 46
Instrument Date	Aug 30, 2022
Instrument	2022-138395
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	447 STEGE AVE, RICHMOND, CA 94804-3159

Mortgage

Document Number	0000138396
Date	Sep 12, 2022
Instrument	2022-138396

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 25, 2018
Property Address	447 STEGE AVE, RICHMOND, CA 94804-3159
Document Number	0000064001
Instrument Date	Apr 19, 2018
Instrument	64001
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 STEGE AVE RICHMOND CA 94804, RICHMOND, CA 94804

Mortgage

Document Number	64002
Date	Apr 25, 2018
Instrument	64002

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 447 Stege Ave was $11,010 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,000 (-8.27%) Land $338,000 Building $272,000
2025	$11,010.00	$665,000 Land $357,725 Building $307,275
2023	$11,834.00 (+26.87%)	$725,000 Land $390,000 Building $335,000
2022	$9,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 447 Stege Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 447 Stege Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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