447 State Rte 235, Ada, OH 45810 Property Records

Hardin County property record for 447 State Rte 235, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,928 sqft · built 1973
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2026)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-040034.0000`

Property Details

APN / Parcel Number

Primary APN	`24-040034.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Pool Type	Spa / Hot Tub (No Pool)
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	447 STATE ROUTE 235
City	ADA
State	OH
Zip	45810-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PT E 1/2 NE 1/4 S4 3.00A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	300

Owner

Source: Hardin County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 16, 2023	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage IMPACT CREDIT UNION INC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
May 15, 2017	Survivorship Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	20262938
Deed Book / Page	579 / 193
Prior Transfer Date	Dec 17, 2003
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 21, 2026
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Document Number	0000002938
Book / Page	579 / 193
Instrument Date	Sep 11, 2026
Instrument	20262938
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	447 STATE ROUTE 235, ADA, OH 45810-9493

Mortgage

Document Number	0000002939,
Date	Sep 21, 2026
Instrument	20262939

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 STATE ROUTE 235, ADA, OH 45810-9493

Mortgage

Document Number	00576/3202
Date	Jan 7, 2026
Book Page	576/3202
Instrument	2026000065

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Feb 16, 2023
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Document Number	00567/1469
Book / Page	567 / 1469
Instrument Date	Feb 3, 2023
Instrument	2023000447
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	447 STATE ROUTE 235, ADA, OH 45810-9493

Mortgage

Document Number	2023000448
Date	Feb 16, 2023
Instrument	2023000448

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	May 3, 2021
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Document Number	560/2681
Book / Page	560 / 2681
Instrument Date	Apr 28, 2021
Instrument	202100001442
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EC TITLE SERVICES, E TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 STATE #235 # 235, 235, ADA, OH 45810

Mortgage

Document Number	202100001443
Date	May 3, 2021
Instrument	202100001443

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557/777
Date	Jul 10, 2020
Book Page	557/777
Instrument	202000002298

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	May 15, 2017
Property Address	447 STATE ROUTE 235, ADA, OH 45810-9493
Document Number	00544/1047
Book / Page	544 / 1047
Instrument Date	May 15, 2017
Instrument	201700089365
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 STATE ROUTE 235, ADA, OH 45810-9493

Mortgage

Document Number	201700089366
Date	May 15, 2017
Instrument	201700089366

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 (+1.16%)	$66,120 (-) Land $12,250 Building $53,870
2024	$2,497.00 (+2.71%)	$66,120 (-) Land $12,250 Building $53,870
2023	$2,431.00 (+5.83%) Homeowner's exemption	$66,120 (+22.31%) Land $12,250 Building $53,870	$188,910 (+22.3%) Land $35,000 Building $153,910
2022	$2,297.00 Homeowner's exemption	$54,060 Land $6,510 Building $47,550
2020			$154,460 Land $18,600 Building $135,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

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