447 Spring Water Rd, Poland, ME 04274 Property Records

Androscoggin County and Poland Town property record for 447 Spring Water Rd, Poland, ME 04274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$3,584 (2024)
Deeds & Mortgages	Nov 2020 Refinance Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:0002 L:0003=E`

Property Details

APN / Parcel Number

Primary APN	`M:0002 L:0003=E`
Alternative APNs	`POLA M:0002 L:0003E` `3603`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3603
Street Address	447 SPRING WATER RD
City	POLAND
State	ME
Zip	04274-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	3E
Jurisdiction	POLAND ME
Township / Civil Division	POLAND
Census Block Group	6
Census Block	6014
Census Tract	41000

Owner

447 Spring Water Rd is owned and occupied by an individual who acquired it in May 2015.

Source: Androscoggin County and Poland Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	447 SPRING WATER RD, POLAND, ME 04274-5314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OTIS FEDERAL CREDIT UNION
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015
Deed Sale	May 21, 2015
Prior Sale	Mar 22, 2007 · Amount on File
Deed Document Number	20157746
Deed Book / Page	09141 / 0053
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	447 SPRING WATER RD, POLAND, ME 04274-5314
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105460021
Date	Nov 12, 2020
Book Page	10546/21
Instrument	22343

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	447 SPRING WATER RD, POLAND, ME 04274-5314
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108600243
Date	Aug 31, 2021
Book Page	10860/243
Instrument	19758

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Androscoggin County and Poland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Poland Town
Unified School District	Regional School Unit 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,584.00 (+21.2%)	$216,800 (-) Land $64,100 Building $152,700
2023	$2,957.00 (+8.35%)	$216,800 (+19.98%) Land $64,100 Building $152,700
2022	$2,729.00	$180,700 Land $53,400 Building $127,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 447 Spring Water Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Spring Water Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Water Rd

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