447 SE Cherry Dr, North Bend, WA 98045 Property Records

King County property record for 447 SE Cherry Dr, North Bend, WA 98045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 1992
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,990 (Apr 2022)
Tax Bill	$7,724 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`803880-0070`

Property Details

APN / Parcel Number

Primary APN	`803880-0070`
Alternative APN	`803880007007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,260 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	450 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	803880007007
Street Address	447 SE CHERRY DR
City	NORTH BEND
State	WA
Zip	98045-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	STOWS SI-VIEW PARK # 2 LESS POR SD LOT 7 LY WLY FOLG DESC LN: BEG CTR OF CUL-DE-SAC AT WLY END CHERRY DR TH S 47-02-46 W 45.00 FT TO TPOB TH CONT S 47-02-46 W 117.38 FT TO SWLY LN SD LOT 7 & TERMINUS SD LN -- AS PER CITY OF NORTH BEND LOT LINE ADJUST
Legal Range	08
Legal Township	23
Legal Section	09
Legal Subdivision	STOWS SI-VIEW PARK NO. 02
Legal Lot Number	7
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	4
Census Block	4018
Census Tract	32704

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	202217
Prior Transfer Date	Dec 30, 1999
Prior Transfer Doc	0000000316
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Recording Date	Jul 21, 2026
Property Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422
Document Number	0000000715
Instrument Date	Jul 16, 2026
Instrument	2026715
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422

Mortgage

Document Number	0000000715,
Date	Jul 21, 2026
Instrument	2026715

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000217
Date	Dec 2, 2022
Instrument	20221202000217

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Apr 26, 2022
Property Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422
Document Number	0000000017
Map Reference	VOL 84 PG 20&21
Instrument Date	Apr 22, 2022
Instrument	20220426000017
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,744.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422

Mortgage

Document Number	0000000018
Date	Apr 26, 2022
Instrument	20220426000018

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	447 SE CHERRY DR, NORTH BEND, WA 98045-9422
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001015
Date	May 17, 2021
Instrument	20210517001015

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	North Bend City
Unified School District	Snoqualmie Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,724.00 (+7.92%)
2025	$7,157.00	$853,000 (+10.49%) Land $349,000 Building $504,000	$853,000 (+10.49%) Land $349,000 Building $504,000
2024	$7,157.00 (+10.14%)	$772,000 (+2.25%) Land $349,000 Building $423,000	$772,000 (+2.25%) Land $349,000 Building $423,000
2022	$6,498.00	$755,000 Land $363,000 Building $392,000	$755,000 Land $363,000 Building $392,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	168 units insured incl. 76 condo units
Nearby Flood Claims	38 (1986–2025)
Claims Outside the SFHA	10 of 38
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 8 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 12 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH BEND serves 8,710 people · EPA ID WA5360100
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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