447 S Fork Wiggins Rd, West, TX 76691 Property Records

McLennan County property record for 447 S Fork Wiggins Rd, West, TX 76691

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1996
Lot Size	2.01 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$305,900 (Dec 2025)
Tax Bill	$495 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Dec 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`50-117300-000102-7`

Property Details

APN / Parcel Number

Primary APN	`50-117300-000102-7`
Alternative APNs	`5011730000010270111` `204119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	87,991 sqft
Lot Dimensions	438 ft deep x 201 ft wide
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	447 S FORK WIGGINS RD
City	WEST
State	TX
Zip	76691-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HARRELL T W ACRES 2.02
Legal Subdivision	HARRELL T W
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	1
Census Block	1059
Census Tract	4202

Owner

Source: McLennan County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit SUSSER BANK
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit SUSSER BANK
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUSSER BANK
Dec 15, 2025	Gift Deed, Transfer
Dec 12, 2025	Vendor's Lien, Transfer · ARM SUSSER BANK
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage THELENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202538261
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000002808
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046532
Date	Dec 27, 2024
Instrument	2024046532

Lender

Name	SUSSER BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046531
Date	Dec 27, 2024
Instrument	2024046531

Lender

Name	SUSSER BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944

Mortgage

Document Number	0000007911
Date	Mar 13, 2026
Instrument	2026007911

Lender

Name	SUSSER BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 15, 2025
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Document Number	0000038316
Map Reference	DOC 2024034680
Instrument Date	Dec 15, 2025
Instrument	2025038316
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 S FORK WIGGINS RD, WEST, TX 76691-1943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 12, 2025
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Document Number	0000038261
Instrument Date	Dec 8, 2025
Instrument	2025038261
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944

Mortgage

Document Number	0000038262
Date	Dec 12, 2025
Instrument	2025038262

Lender

Name	SUSSER BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	12 Months
Due	Dec 8, 2026

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 8, 2026
Change Frequency	Quarterly
Min Rate At Change	6%
Max Rate At Change	12%
Index	Prime Rate
Max Rate	12%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 22, 2021
Property Address	447 S FORK WIGGINS RD, WEST, TX 76691-1944
Document Number	0000002808
Instrument Date	Jan 21, 2021
Instrument	2808
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	447 S FORK WIGGINS RD WEST TX 766911944, WEST, TX 76691-1944

Mortgage

Document Number	2809
Date	Jan 22, 2021
Instrument	2809

Lender

Name	THELENDER
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,189 (+44.86%) Land $54,405 Building $144,784	$199,189 (+27.14%) Land $54,405 Building $144,784
2025	$495.00 (-27.53%) Homeowner's exemption	$137,500 (+1%)	$156,670 (+25.34%) Land $43,080 Building $113,590
2024	$683.00 (-2.43%)
2023		$125,000 Land $39,170 Building $85,830	$125,000 Land $39,170 Building $85,830
2022	$700.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS WSC serves 2,811 people · EPA ID TX1550042
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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