447 S 7th St, Montrose, CO 81401 Property Records

Montrose County property record for 447 S 7th St, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1904
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$209,250 (May 2018)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-273-37-011`

Property Details

APN / Parcel Number

Primary APN	`3767-273-37-011`
Alternative APN	`R0001752`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Heated Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0001752
Street Address	447 S 7TH ST
City	MONTROSE
State	CO
Zip	81401-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 81 LOT: 23 AND:- LOT: 24 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	81
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1044
Census Tract	966301

Owner

447 S 7th St is owned and occupied by an individual who bought it in May 2018.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	447 S 7TH ST, MONTROSE, CO 81401-4341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
May 8, 2018	Warranty Deed, Transfer ALVIN ETEL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	May 3, 2004
Deed Document Number	2018896784
Prior Transfer Date	Feb 19, 2004
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	447 S 7TH ST, MONTROSE, CO 81401-4341
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	938601
Date	Jul 16, 2021
Instrument	938601

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	447 S 7TH ST, MONTROSE, CO 81401-4341
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	906178
Date	Mar 1, 2019
Instrument	906178

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	RIDGWAY, CO 81432

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 8, 2018
Property Address	447 S 7TH ST, MONTROSE, CO 81401-4341
Document Number	896784
Instrument Date	Apr 19, 2018
Instrument	896784
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	447 S 7TH ST, MONTROSE, CO 81401-4341

Mortgage

Document Number	896785
Date	May 8, 2018
Instrument	896785

Lender

Name	ALVIN ETEL
Type	Private Party

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 447 S 7th St was $1,322, up 21.6% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (+21.62%)	$20,380 (+33.46%)	$289,070 Land $68,000 Building $221,070
2024	$1,087.00 (+4.62%)	$15,270 (-22.29%) Land $2,970 Building $12,300
2023	$1,039.00	$19,650 Land $3,820 Building $15,830	$227,830 Land $44,300 Building $183,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 447 S 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 S 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, FastTrack Communications, Verizon.

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