447 River Ridge Ln, Timberlake, NC 27583 Property Records

Person County property record for 447 River Ridge Ln, Timberlake, NC 27583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,061 sqft · built 2018
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Feb 2019)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A42 300`

Property Details

APN / Parcel Number

Primary APN	`A42 300`
Alternative APN	`68584 301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,061 sqft Heated Area
Gross Area	3,599 sqft
Attic	Attic
Attic Area	127 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Garage Area	462 sqft
Porch	Patio
Porch Area	237 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	68584 301
Street Address	447 RIVER RIDGE LN
City	TIMBERLAKE
State	NC
Zip	27583-9486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDG/P2/L33/HOUSE
Legal Subdivision	WATERS EDGE
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	3
Census Block	3026
Census Tract	920602

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Feb 14, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NORTH ST BK
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK COMMUNITY BANK
Jun 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2019379982
Deed Book / Page	1000 / 701
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486

Mortgage

Document Number	0012490601
Date	Feb 13, 2026
Book Page	1249/601
Instrument	422809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011210001
Date	May 5, 2022
Book Page	1121/1
Instrument	400830

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Document Number	0000389924
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	BASTON NATIONAL TITLE, BASTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 RIVER RIDGE LN TIMBERLAKE NC 275839486, TIMBERLAKE, NC 27583-9486

Mortgage

Document Number	0000389924
Date	Oct 30, 2020
Book Page	001056/000353
Instrument	389924

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Feb 14, 2019
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Document Number	0010000701
Book / Page	001000 / 000701
Instrument Date	Feb 11, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	447 RIVER RIDGE LN TIMBERLAKE NC 27583, TIMBERLAKE, NC 27583

Mortgage

Document Number	10000703
Date	Feb 14, 2019
Book Page	001000/000703

Lender

Name	NORTH ST BK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	May 31, 2018
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Document Number	0009810338
Book / Page	981 / 338
Map Reference	CAB15 PG322
Instrument Date	May 31, 2018
Instrument	376191
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 NORTHBEND DR, YOUNGSVILLE, NC 27596-9454

Mortgage

Document Number	0000376192
Date	May 31, 2018
Instrument	376192

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Jun 30, 2017
Property Address	447 RIVER RIDGE LN, TIMBERLAKE, NC 27583-9486
Document Number	0009560293
Book / Page	000956 / 000293
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3143 OLD NC 75 STEM NC 275819415, STEM, NC 27581-9415

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,363 (-)	$463,363 (-) Land $55,064 Building $408,299
2025	$3,120.00 (+23.86%)	$463,363 (+42.99%)	$463,363 (+42.99%) Land $55,064 Building $408,299
2023	$2,519.00 (+8.02%)	$324,045	$324,045 Land $40,281 Building $283,764
2022	$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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