Branch County property record for 447 River Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1966 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Sep 2022) |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-017-100-015-00 |
| Primary APN | 070-017-100-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Lot Area | 63,162 sqft (1.45 acres) |
| Lot Dimensions | 323 ft deep x 150 ft wide |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 447 RIVER RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM DUE S 378.79 FT FR NW COR OF NW 1/4 TO POB TH DUE S 150 FT TH S 89DEG 23MIN 20SEC E 484.40 FT TH DUE N 74.35 FT TO SHR OF |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 17 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 447 RIVER RD, COLDWATER, MI 49036-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2008 · Amount on Record |
| Deed Document Number | 20226307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 447 RIVER RD, COLDWATER, MI 49036-8226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 447 RIVER RD, COLDWATER, MI 49036-8226 |
| Document Number | 0202400241 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024-00241 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 22, 2022 |
| Property Address | 447 RIVER RD, COLDWATER, MI 49036-8226 |
| Document Number | 0202206307 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-06307 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | QUICKSILVA TITLE LLC, QUICKSILVA T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 BLOSSOM RD, 807, SHERWOOD, MI 49089-9713 |
| Name | Verified Name |
|---|---|
| Address | 447 RIVER RD, COLDWATER, MI 49036-8226 |
| Document Number | 0202206308 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-06308 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,100 (+2.09%) | $254,200 (+2.09%) | |
| 2025 | $2,955.00 (+2.5%) | $124,500 | $249,000 |
| 2024 | $2,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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