Jackson County property record for 447 Ridge Mill Ln, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,563 sqft · built 2006 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,890 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024C 035 |
| Primary APN | 024C 035 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,563 sqft Heated Area |
| 1st Floor Area | 1,575 sqft |
| Basement Area | 1,575 sqft |
| Finished Basement | 1,575 sqft |
| Unfinished Basement | 1,575 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26312 |
|---|---|
| Street Address | 447 RIDGE MILL LN |
| City | COMMERCE |
| State | GA |
| Zip | 30529-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 RIDGE MILL MANOR PHASE I |
| Legal Subdivision | RIDGE MILL MANOR |
| Legal Phase | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 10400 |
447 Ridge Mill Ln is owned and occupied by two individuals who acquired it in July 2023.
Source: Jackson County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL |
| Jul 5, 2023 | Warranty Deed, Transfer |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Mar 1, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 |
| Deed Sale | Jul 5, 2023 |
| Prior Sale | Jul 5, 2023 · Amount on File |
| Deed Book / Page | 107E / 120 |
| Prior Transfer Date | Apr 14, 2014 |
| Prior Transfer Doc | 00068J0076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Jul 5, 2023 |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00107E0101 |
| Book / Page | 107E / 101 |
| Instrument Date | Jul 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 000107E102 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 107E/102 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Jul 5, 2023 |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00107E0120 |
| Book / Page | 107E / 120 |
| Instrument Date | Jun 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00076Y0528 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 76Y/528 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00094S0000000343 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 000000094S/0000000343 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Feb 23, 2022 |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00101B0316 |
| Book / Page | 101B / 316 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022-000788 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00101B0000000317 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 000000101B/0000000317 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 1, 2021 |
| Property Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
| Document Number | 00094S0341 |
| Book / Page | 94S / 341 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021-001165 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 RIDGE MILL LN, COMMERCE, GA 30529-7239 |
The 2025 property tax bill for 447 Ridge Mill Ln was $4,890, down 1.1% from the year before.
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,240 (-) Land $24,000 Building $169,240 | $483,100 (-) Land $60,000 Building $423,100 | |
| 2025 | $4,890.00 (-1.07%) | $193,240 (-) Land $24,000 Building $169,240 | $483,100 (-) Land $60,000 Building $423,100 |
| 2024 | $4,943.00 (+19.45%) | $193,240 (+10.57%) Land $24,000 Building $169,240 | $483,100 (+10.57%) Land $60,000 Building $423,100 |
| 2023 | $4,138.00 (-2.98%) | $174,760 (+19.73%) Land $24,000 Building $150,760 | $436,900 (+19.73%) Land $60,000 Building $376,900 |
| 2022 | $4,265.00 | $145,960 Land $24,000 Building $121,960 | $364,900 Land $60,000 Building $304,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 447 Ridge Mill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 447 Ridge Mill Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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