Carroll County and Effingham Town property record for 447 Pine River Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,549 sqft · built 2003 |
| Lot Size | 5.65 acres (246,114 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Sep 2020) |
| Tax Bill | $7,501 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | EFFI M:00413 B:000179 L:000000 |
| Primary APN | EFFI M:00413 B:000179 L:000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,804 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 246,114 sqft (5.65 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 447 PINE RIVER RD |
|---|---|
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 179 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 955801 |
Source: Carroll County and Effingham Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 SYLVAN RD, UXBRIDGE, MA 01569-1138 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Mar 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | Aug 17, 2006 · Amount on Record |
| Deed Document Number | 202010603 |
| Deed Book / Page | 3530 / 1035 |
| Transfer Doc | 0033140955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Property Address | 447 PINE RIVER RD, EFFINGHAM, NH 03882-8244 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003760-0762 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 3760/762 |
| Instrument | 202400016130 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Recording Date | Sep 15, 2020 |
| Property Address | 447 PINE RIVER RD, EFFINGHAM, NH 03882-8244 |
| Document Number | 0035301035 |
| Book / Page | 003530 / 001035 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 603 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 BEACH POND RD WOLFEBORO NH 038944804, WOLFEBORO, NH 03894-4804 |
| Document Number | 35301038 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003530/001038 |
| Instrument | 604 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Recording Date | Mar 3, 2017 |
| Property Address | 447 PINE RIVER RD, EFFINGHAM, NH 03882-8244 |
| Document Number | 0033140955 |
| Book / Page | 003314 / 000955 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2185 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 447 PINE RIVER RD EFFINGHAM NH 038828244, EFFINGHAM, NH 03882-8244 |
Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,501.00 (+1.32%) | $487,700 (+81.3%) Land $125,800 Building $361,900 | |
| 2024 | $7,403.00 (+11.46%) | $269,000 (-) Land $75,100 Building $193,900 | $380,760 |
| 2023 | $6,642.00 (+4.76%) | $269,000 (-) Land $75,100 Building $193,900 | |
| 2022 | $6,340.00 | $269,000 Land $75,100 Building $193,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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