Collier County property record for 447 Palm Ct, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,108 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,689 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 233800 H 73A32 |
| Primary APN | 233800 H 73A32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 2,108 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Waterfront |
| Pool Area | 420 sqft |
| Deck Area | 997 sqft |
| Boat Access | Boat Access |
| Street Address | 447 PALM CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 2 BLK H LOT 7 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 32 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #2 |
| Legal Tract | 233800 |
| Legal Block | H |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 447 PALM CT, NAPLES, FL 34108-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 23, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2000 |
| Transfer Doc | 2712001959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 447 PALM CT, NAPLES, FL 34108-2360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 447 PALM CT, NAPLES, FL 34108-2360 |
| Document Number | 0060292577 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 6029/2577 |
| Instrument | 6146486 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 447 PALM CT, NAPLES, FL 34108-2360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054081343 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 5408/1343 |
| Instrument | 5421287 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,640 (+2.7%) | $1,837,506 (+1.49%) Land $1,469,720 Building $367,786 | |
| 2025 | $5,689.00 (+3.12%) Homeowner's exemption | $568,296 (+5.99%) | $1,810,584 (-40.07%) Land $1,317,680 Building $492,904 |
| 2023 | $5,517.00 (-2.25%) Homeowner's exemption | $536,194 (+3%) | $3,021,142 (+68.65%) Land $2,665,768 Building $355,374 |
| 2022 | $5,644.00 Homeowner's exemption | $520,577 | $1,791,324 Land $1,426,135 Building $365,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured incl. 281 condo units |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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