447 Paddock St, Lehigh Acres, FL 33974 Property Records

Lee County property record for 447 Paddock St, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2024
Lot Size	0.274 acres (11,922 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2024)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	May 2024 Construction Loan Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-45-27-28-00145.0110`

Property Details

APN / Parcel Number

Primary APN	`08-45-27-28-00145.0110`
Alternative APNs	`08-45-27-L2-28145.0110` `270845L2281450110` `10407163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	11,922 sqft (0.274 acres)

Location & Zoning

Account Number	10407163
Street Address	447 PADDOCK ST
City	LEHIGH ACRES
State	FL
Zip	33974-0470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	SOUTHWOOD UNIT 28 BLK 145 PB 26 PG 92 LOT 11
Legal Range	27E
Legal Township	45S
Legal Section	08
Legal Subdivision	LEHIGH ACRES 08-45-27
Legal Tract	28
Legal Block	145
Legal Lot Number	11
Legal Unit	28
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1001
Census Tract	40311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	447 PADDOCK ST, LEHIGH ACRES, FL 33974-0470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Deed of Trust, Mortgage · Construction Mortgage ELS HOLDINGS LLC
Nov 25, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2023	Warranty Deed, Transfer UNKNOWN, MPH TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Sep 20, 2023 · Amount on Record
Deed Document Number	2024318558
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0000094556
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	447 PADDOCK ST, LEHIGH ACRES, FL 33974-0470
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 N BROAD ST, MIDDLETOWN, DE 19709-6400

Mortgage

Document Number	0000146085
Date	May 22, 2024
Instrument	2024000146085

Lender

Name	ELS HOLDINGS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33181

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Dec 1, 2025

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 25, 2024
Property Address	447 PADDOCK ST, LEHIGH ACRES, FL 33974-0470
Document Number	0000318558
Map Reference	MB 26 PG 92
Instrument Date	Nov 18, 2024
Instrument	2024000318558
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	MARINA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 N BAYSHORE DR APT 2811, 2811, MIAMI, FL 33132-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 PADDOCK ST, LEHIGH ACRES, FL 33974-0470

Mortgage

Document Number	0000318559
Date	Nov 25, 2024
Instrument	2024000318559

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 20, 2023
Property Address	447 PADDOCK ST, LEHIGH ACRES, FL 33974-0470
Document Number	0000309071
Map Reference	MB 26 PG 92
Instrument Date	Aug 25, 2023
Instrument	2023000309071
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, MPH TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18540 N BAY RD, SUNNY ISLES BEACH, FL 33160-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16192 COASTAL HWY, LEWES, DE 19958-3608

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,654 (-5.74%) Land $21,945 Building $242,709	$264,654 (-5.74%) Land $21,945 Building $242,709
2025	$3,870.00 (+853.2%)	$280,768 (+1,863.69%) Land $18,573 Building $262,195	$280,768 (+1,863.69%) Land $18,573 Building $262,195
2023	$406.00 (+576.67%)	$14,298 (+69.01%) Land $14,298	$14,298 (+69.01%) Land $14,298
2022	$60.00	$8,460 Land $8,460	$8,460 Land $8,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Streamline Internet, T-Mobile.

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