447 Ohio Ave, Westover (Morgantown), WV 26501 Property Records

Monongalia County property record for 447 Ohio Ave, Westover, WV 26501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 832 sqft · built 1945
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Oct 2005)
Tax Bill	$680 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-3-0198.0000`

Property Details

APN / Parcel Number

Primary APN	`19-3-0198.0000`
Alternative APN	`31-19-3-0198.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	1,664 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	95 ft deep x 160 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	447 OHIO AVE
City	MORGANTOWN
State	WV
Zip	26501-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL S, LOTS 5,6,7,8 447 OHIO
Legal Subdivision	MORGAN HEIGHTS
Legal Lot Number	5-8,447
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3017
Census Tract	11200

Owner

447 Ohio Ave is owned and occupied by two individuals who bought it in October 2005.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	447 OHIO AVE, MORGANTOWN, WV 26501-3973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2005 · Amount on File
Deed Sale	Oct 17, 2005 · Amount on File
Deed Document Number	2005204563
Deed Book / Page	1305 / 96
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Recording Date	Jul 6, 2026
Property Address	447 OHIO AVE, MORGANTOWN, WV 26501-3973
Document Number	0000991186
Book / Page	2706 / 255
Instrument Date	Jun 29, 2026
Instrument	2026991186
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 OHIO AVE, MORGANTOWN, WV 26501-3973

Mortgage

Document Number	0000991186,
Date	Jul 6, 2026
Book Page	2706/255
Instrument	2026991186

Lender

Name	CITIZENS BK/MORGANTOWN WV

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2036

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 447 Ohio Ave was $680, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Municipality	Westover City
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$680.00 (-0.15%)	$51,600 (-0.12%) Land $21,540 Building $30,060	$86,000 (-0.12%) Land $35,900 Building $50,100
2025	$681.00	$51,660 Land $21,540 Building $30,120	$86,100 Land $35,900 Building $50,200
2023	$681.00 (+4.61%)	$51,660 (+1.06%) Land $21,540 Building $30,120	$86,100 (+1.06%) Land $35,900 Building $50,200
2022	$651.00	$51,120 Land $21,540 Building $29,580	$85,200 Land $35,900 Building $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Ohio Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1980–2021)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1980 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Ohio Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.7% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20