447 Oakley Rd, Senatobia, MS 38668 Property Records

Tate County property record for 447 Oakley Rd, Senatobia, MS 38668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,906 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Tax Bill	$1,332 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106 13 0003322`

Property Details

APN / Parcel Number

Primary APN	`106 13 0003322`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,906 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	768 sqft

Location & Zoning

Street Address	447 OAKLEY RD
City	SENATOBIA
State	MS
Zip	38668-7419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SE 1/4 WEST OF RD
Legal Range	08
Legal Township	05
Legal Section	13
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2028
Census Tract	950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Nov 5, 2025	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Sep 30, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKFIRST FINANCIAL SERVICES
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	TATE MS
Recording Date	May 22, 2026
Property Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Document Number	2026007425
Book / Page	2026 / 7425
Instrument Date	May 18, 2026
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419

Mortgage

Document Number	2026007425,
Date	May 22, 2026
Book Page	2026/7425

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Recording Date	May 22, 2026
Property Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Document Number	02026/7425
Book / Page	2026 / 7425
Instrument Date	May 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419

Mortgage

Document Number	2026007425,
Date	May 22, 2026
Book Page	2026/7425

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/14184
Date	Nov 5, 2025
Book Page	2025/14184

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Amount	Amount Recorded
Term	10 Months
Due	Sep 25, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/12544
Date	Sep 30, 2025
Book Page	2025/12544

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	447 OAKLEY RD, SENATOBIA, MS 38668-7419
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201713167
Date	Nov 22, 2017
Book Page	2017/13167

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2027

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (-37.7%)	$18,385 (-) Land $2,000 Building $16,385	$183,849 (-) Land $20,000 Building $163,849
2023	$2,138.00	$18,385 Land $2,000 Building $16,385	$183,849 Land $20,000 Building $163,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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