Lake County property record for 447 Oak St, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,560 sqft · built 1890 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Dec 2019) |
| Tax Bill | $2,277 (2024) |
| Deeds & Mortgages | Apr 2022 Transfer Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12-14-0044-0006 |
| Primary APN | 009-12-14-0044-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 447 OAK ST |
|---|---|
| City | DYER |
| State | IN |
| Zip | 46311-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DYER HEIGHTS LOT 5 |
| Legal Subdivision | DYER HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 42802 |
447 Oak St is owned and occupied by two individuals who acquired it in April 2022.
Source: Lake County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 OAK ST, DYER, IN 46311-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, HOLD FOR MERIDIAN TITLE CORP |
| Dec 4, 2019 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 10, 2017 | Deed of Trust, Mortgage CME LNDG GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on File |
| Deed Sale | Dec 4, 2019 · Amount on File |
| Prior Sale | Oct 26, 2007 · Amount on File |
| Deed Document Number | 201983703 |
| Last Transfer Date | Apr 21, 2022 |
| Transfer Doc | 0000016906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 21, 2022 |
| Property Address | 447 OAK ST, DYER, IN 46311-1833 |
| Document Number | 0000016906 |
| Map Reference | MB 24 PG 55 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-516906 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | NOT AVAILABLE, HOLD FOR MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 OAK STRET, DYER, IN 46311-1833 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 4, 2019 |
| Property Address | 447 OAK ST, DYER, IN 46311-1833 |
| Document Number | 0000083703 |
| Map Reference | MB 24 PG 55 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019 083703 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 447 OAK ST, DYER, IN 46311-1833 |
| Document Number | 0000083704 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019 083704 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 447 OAK ST, DYER, IN 46311-1833 |
| Document Number | 0000019000 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | BARRISTER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 447 OAK ST DYER IN 463111833, DYER, IN 46311-1833 |
| Document Number | 0000019000 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 19000 |
| Name | CME LNDG GROUP LLC |
|---|---|
| Address | CHESTERTON, IN 46304 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 22, 2032 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | Dyer Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,900 Land $50,100 Building $204,800 | $254,900 Land $50,100 Building $204,800 | |
| 2024 | $2,277.00 | ||
| 2023 | $218,800 (+2.43%) Land $50,100 Building $168,700 | $218,800 (+2.43%) Land $50,100 Building $168,700 | |
| 2022 | $2,501.00 | $213,600 Land $50,100 Building $163,500 | $213,600 Land $50,100 Building $163,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 447 Oak St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 34 (1979–2026) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 447 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND WATER WORKS |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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