447 N Wilson Ave, Morehead, KY 40351 Property Records

Rowan County property record for 447 N Wilson Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2,316 sqft · built 1970
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Apr 2026)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`080-10 09 003.00`

Property Details

APN / Parcel Number

Primary APN	`080-10 09 003.00`
Alternative APNs	`1126` `1053` `994`

Interior

Building Area	2,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1126
Street Address	447 N WILSON AVE
City	MOREHEAD
State	KY
Zip	40351-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT WILSON AVENUE M3-1-5
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950202

Owner

Source: Rowan County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DALE LN, MOREHEAD, KY 40351-9207
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	20262045700
Deed Book / Page	299 / 200
Record Updated	Jun 8, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 2, 2026
Property Address	447 N WILSON AVE, MOREHEAD, KY 40351-1173
Document Number	0002045700
Book / Page	299 / 200
Instrument Date	Apr 1, 2026
Instrument	20262045700
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,927.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	20 DALE LN, MOREHEAD, KY 40351-9207

Mortgage

Document Number	0002045707,
Date	Apr 2, 2026
Instrument	20262045707

Lender

Name	CITIZENS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2027

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,775.00 (+90.45%)	$212,100 (+36.14%) Land $30,000 Building $182,100	$212,100 (+36.14%) Land $30,000 Building $182,100
2023	$932.00 Homeowner's exemption	$155,800 Land $20,000 Building $135,800	$155,800 Land $20,000 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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